Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98675 reviews)

View other PayPal products

4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (98687)

Amazing service, my family and friends use this.

Amazing service, my family and friends use this. Reviewed on: 9th June 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was simple, and the account was easy to set up. It provides a convenient way to spread the cost of larger purchases, especially with promotional financing offers on eligible transactions. The online account management is straightforward, making it easy to track balances, payments, and available credit. Payments are processed smoothly, and I’ve found the service to be reliable and user-friendly. Overall, PayPal Credit has been a helpful financial tool that offers flexibility and convenience when managing purchases. Reviewed on: 9th June 2026

PayPal/Pay in 3

I have been with PayPal for years - & I have always found them to be approachable & helpful with any queries that I have had - Their ‘pay in 3’ is so easy to use & understand - I wouldn’t hesitate to use this service that they provide again, as I have trust in them Reviewed on: 9th June 2026

Excellent

I love pay in 3. It means I'm able to get things that I can't afford to pay upfront. Reviewed on: 9th June 2026

Friendly

That's really an amazing app. Very quick service and helpful. Reviewed on: 9th June 2026

Really appreciate it.

Really appreciate it. The pay in 3 is helpful being able to afford things we may not be able too if the pay in 3 did not exist. I trust PayPal much more than klarna. Reviewed on: 9th June 2026

Was helped to get money back after no goods received.

Was helped to get money back after no goods received. Pay over 3mths is good. Web site easy to use. Have had no problems at all using PayPal. Reviewed on: 9th June 2026

It has always been a positive experience with PayPal

It has always been a positive experience with PayPal Reviewed on: 9th June 2026

Smooth transaction

The transaction was made very smoothly and easy, I have used this method of payment for a few purchases and I have always been very satisfied. Reviewed on: 9th June 2026

A Apply, B Buy, C Collect

Application is so simple and seamless. No paperwork , no long term commitment Just one click and your purchase is spread over three manageable monthly payments. it’s as simple as ABC. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 4.18 from 5 reviews
Buy now pay later
from Clearpay 3.76 from 58 reviews
Argos card
from Argos 4.31 from 64 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 177581 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub