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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98820 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (98826)

Pay in 3 is an excellent way to spread the cost

Pay in 3 is an excellent way to spread the cost of a purchase. The whole process is quick and easy. I've used it many times and have been extremely happy with the whole process. Reviewed on: 9th June 2026

PayPal pay in 3.

The security of paying with PayPal and the convenience of being able to pay for more expensive items with the PayPal pay in 3 is brilliant. It is very easy to use and although the payments are taken right from your bank account, the reminders are great. Reviewed on: 9th June 2026

Every time I’ve used it I have had no issues

Every time I’ve used it I have had no issues Reviewed on: 9th June 2026

I am very happy with this service allowing me to spr...

I am very happy with this service allowing me to spread payments is very helpful thanks Reviewed on: 9th June 2026

Adam d, opinion

Comes in very handy when you can’t afford the full outlay, highly recommend Reviewed on: 9th June 2026

I think its a fantastic idea.

I think its a fantastic idea. When you haven't got enough money in your bank account and you really need something you want or like. You can pay in 3. Really helpful Reviewed on: 9th June 2026

Service is as advertised and is easy to make payments

Service is as advertised and is easy to make payments Reviewed on: 9th June 2026

Great experience. Magnificent

Great experience, Magnificent levels of service throughout the experience. Reviewed on: 9th June 2026

If you don’t want to pay right now!

If you don’t want to pay right now! PayPal pay in 3 is always there for you to use it! Easy simple and quick! It reminds you when you’re payments are coming up! You can se clearly in the app as well what you have paid and what’s left to pay! I recommended it and would recommend it to anyone! Reviewed on: 9th June 2026

Really easy to apply for and quick decision made, co...

Really easy to apply for and quick decision made, couldn’t be simpler. Easy to see if pay in 3 is available before you even make a purchase Reviewed on: 9th June 2026

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