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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98764 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (98784)

No complaints

I’ve had zero issues with using PayPal pay in 3. Quick to set up, easy to find upcoming payments and how much I owe within the paypal app. Reviewed on: 9th June 2026

Budget friendly

I find it so useful when I am budgeting! It lets me access items I want/need so I can make the most of them at that time Reviewed on: 9th June 2026

Easy and clear to use service.

Easy to use and clear to see how to enable the service. Have had no problems, my experience has been good. Not found any drawbacks for my use of the service, especially good if you are wanting to purchase something a bit more expensive. There are benefits if you are using the service which gives you cash back, I just have not got round to moving over to that one. Reviewed on: 9th June 2026

Reliable and safe service

Always a great service - no hidden fees and easy to set up with clear guidelines. Reviewed on: 9th June 2026

easy to use

pay in 3 is an easy way to spread out expensive payment costs, it’s very easy to understand and set up but it doesn’t always show as an option when making some payments which is probably the only downside. Reviewed on: 9th June 2026

Amazing time very rewarding, quick and easy to use

Amazing time very rewarding, quick and easy to use Reviewed on: 9th June 2026

It takes the anguish away when the need to buy and p...

It takes the anguish away when the need to buy and pay in installments is there. Reviewed on: 9th June 2026

I love and trust PayPal.

I love and trust PayPal. I know my money is safe when using Paypal. Reviewed on: 9th June 2026

PayPal - a safe pair of hands for online payments

I always felt that PayPal provided a ‘Safe Pair of Hands’ for my online purchases and with the latest biometric authentication the payment process is now even faster. Reviewed on: 9th June 2026

PayPal in 3 not available everywhere sadly

I love the PayPal in 3 option and use it for a lot of my purchases. Unfortunately not all online retailers give you this option, so I have to shop elsewhere when this is the case. Reviewed on: 9th June 2026

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