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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98739 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98750)

Top Tier

Excellent experience and a great way to pay! Reviewed on: 9th June 2026

I have always had a good experience with Paypal.

I have always had a good experience with Paypal. The pay in 3 made it so much easier to spread the cost. Reviewed on: 9th June 2026

Im really happy of paypal : pay in 3 , make easy for...

Im really happy of paypal : pay in 3 , make easy for me to buy what i need Reviewed on: 9th June 2026

Great customer service

Great customer service with easy to use service tbh I find it useful Reviewed on: 9th June 2026

Paypal makes big purchases sould like simple.

Paypal makes big purchases sould like simple. Reviewed on: 9th June 2026

Very helpful when purchasing expensive items or big...

Very helpful when purchasing expensive items or big orders, helps spread the cost with no extra cost and PayPal is a name I trust Reviewed on: 9th June 2026

I always use PayPal whenever I have the option.

I always use PayPal whenever I have the option. It's quick and easy to sign in and saves having to enter card details or address details which is a chore and not always safe anyway. Using PayPal takes the hassle out of paying because details are securely stored and after a speedy sign in all details are automatically entered. The Pay in 3 is extremely useful because it spreads the payments and gives more time. This allows you to enjoy items straight away without having to find the full cost before buying Reviewed on: 9th June 2026

A great alternative to shopping.

A great alternative to shopping. Great sense of security, excellent service. Reviewed on: 9th June 2026

It works well.

It works well. I wish there were other options after having built up trust with them. As in successfully paying and becoming eligible for pay in 6. Reviewed on: 9th June 2026

Flexible and convenient

I like how flexible PayPal Credit is. It gives me the option to spread the cost of bigger purchases when I need to. Reviewed on: 9th June 2026

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