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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (99578 reviews)

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4.76

Based on 99,259 reviews, last reviewed 13th Jul 2026

506% increase in 5 star reviews

in the past 90 days

436% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Making purchases easier The pay in 3 is a massive help when making big purchases. I usually pay everything off early, but it is still very good. Reviewed on: 13th July 2026

Latest lowest rating:

2

My First Issue With PayPal in 3 Unfortunately I had a purchase using pay in 3 that didn't go through to the vendor even though the first payment came out of my bank and is still sitt... Read more Reviewed on: 13th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (99590)

Easier life

Make life easier when we need something but we are struggling with money Reviewed on: 9th June 2026

It’s so easy to use and set up.

It’s so easy to use and set up. I use this service every year. Reviewed on: 9th June 2026

Excellent

PayPal is a very quick and easy to use, the pay in 3 allows you to spread the cost which makes it more affordable. I will definitely use PayPal again. Reviewed on: 9th June 2026

PayPal is very easy to use, secure.

PayPal is very easy to use, secure and means I don't have to enter my debit card details into websites. I use it all the time and have used their customer support to help out with a payment issue with a retailer. Great service. Reviewed on: 9th June 2026

Very easy and straight forward to use with added pro...

Very easy and straight forward to use with added protection. Any problems I have had with a purchase, they have been resolved very quickly Reviewed on: 9th June 2026

Fantastic service

Great easy to use service! Never had any problems with PayPal at all. It’s available in most places online. Lots of payment options. Reviewed on: 9th June 2026

Glitches with PayPal

PayPal does not add most of the rewards stated. When you contact customer service they say they will look onto it and contact you but never do. Also pay in 3 is crap because if you pay the direct payment doesn’t go through and you log in and pay the same day, it’s unlikely you will get credit again from PayPal which does not make sense as the payment was not missed. However, it affects you ability to get credit/ pay in 3 for months after. Reviewed on: 9th June 2026

The pay in 3 option is handy

The pay in 3 option is available on most purchases so its very handy to know that its there if needed. It is easy to select and use this option if required. Reviewed on: 9th June 2026

Fantastic way to spread Finance

Excellent way to pay / afford goods over a period of time rather then one large amount , makes things affordable Reviewed on: 9th June 2026

Safe secure easy way to purchase items

Safe secure way to purchase items and easy instalments spreading the cost it is so easy to use and tracks everything for you giving security too Reviewed on: 9th June 2026

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