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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (99743 reviews)

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4.76

Based on 99,259 reviews, last reviewed 13th Jul 2026

506% increase in 5 star reviews

in the past 90 days

436% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Making purchases easier The pay in 3 is a massive help when making big purchases. I usually pay everything off early, but it is still very good. Reviewed on: 13th July 2026

Latest lowest rating:

2

My First Issue With PayPal in 3 Unfortunately I had a purchase using pay in 3 that didn't go through to the vendor even though the first payment came out of my bank and is still sitt... Read more Reviewed on: 13th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (99748)

Easy to use and always available

Easy to use and always available Reviewed on: 9th June 2026

Using PayPal gives you the confidence

Using PayPal gives you the confidence to buy those more expensive items with their pay in 3. Spreading the cost is good but also knowing should anything go wrong customer service is there o help and solve quickly Reviewed on: 9th June 2026

Very good service, always slick at making payments s...

Very good service, always slick at making payments simple Reviewed on: 9th June 2026

its all good thats it easy to use

its all good thats it easy to use Reviewed on: 9th June 2026

Safe and easy to use

PayPal is so easy to use and the times I needed help with something, the response was provided swiftly. For example, when I was double charged for a purchase, the duplicate amount was reverted back to my account within the day. No fuss; no trouble! Reviewed on: 9th June 2026

As an elderly gentleman I had PayPal easy to...

As an elderly gentleman I have found PayPal easy to use even when a product has been defective or I have had difficulty in returning it, their complaints procedure is extremely effective. Reviewed on: 9th June 2026

It gives you more time to pay intrest free which hel...

It gives you more time to pay intrest free which helps with bigger purchases Reviewed on: 9th June 2026

Easy to use, and pay off if you want

Easy to use, and pay off if you want Reviewed on: 9th June 2026

Great sorry term credit option.

Great sorry term credit option. Simple to use and easy to manage through the app. Reviewed on: 9th June 2026

It’s really handy to spread bigger purchase across 3...

It’s really handy to spread bigger purchase across 3 months. Interest free too. You have the option to pay it off quicker or pay over the 3 months Reviewed on: 9th June 2026

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