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PayPal: Pay in 3 reviews

4.76
Based on 99,774 reviews, last reviewed 13th Jul 2026
508% increase in 5 star reviews
in the past 90 days
441% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026
Shane O's avatar
Shane O

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026
Brian E's avatar
Brian E

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (99803)

Quality Service

5
Very easy to use both on the app and website, feel secure when using this service. Any time dealing with about any issues customer service have been resolved quickly and efficiently. Reviewed on: 9th June 2026

I have used the pay in 3 when finances have been hard..

5
I have used the pay in 3 when finances have been hard some months and it really helped. I applied for a card and it was a speedy, straightforward process. Reviewed on: 9th June 2026

Secure and great payment options.

5
I personally feel using my PayPal account feels more secure, and the payment option are so useful. The pay in 3 and 0% for 4 months option are really helpful to me. Reviewed on: 9th June 2026

Excellent paypal

5
I have been using PayPal for some years now and never ever had a problem. Brilliant company and service Reviewed on: 9th June 2026

For me, it's the best.

5
I've used paypal now for around 8 years. I buy and sell using paypal, It usually feels more secure than other options for online payment! The pay in 3 option has helped me on countless occasions. I sell digital products and Paypal makes this seamless and easy! Reviewed on: 9th June 2026

Excellent

5
Excellent- incredibly trustworthy, easy to navigate Reviewed on: 9th June 2026

PayPal is so simple to use

5
PayPal is so simple to use but with it I can achieve complicated financial work Reviewed on: 9th June 2026

All good!

5
All good, never seem to have a problem with PP always pays out immediately and very reliable. Reviewed on: 9th June 2026

Be excellent using PayPal and the security of your a...

5
Be excellent using PayPal and the security of your account is high therefore preventing fraud in any form Reviewed on: 9th June 2026

I've never had any problems using PayPal, I always f...

5
I've never had any problems using PayPal, I always feel like my moneys secure and safe using them Reviewed on: 9th June 2026

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