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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (100111 reviews)

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4.76

Based on 99,774 reviews, last reviewed 13th Jul 2026

508% increase in 5 star reviews

in the past 90 days

441% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (100115)

I use pay in three frequently and always receive ema...

I use pay in three frequently and always receive emails when a payment is coming up to keep me on top of budgeting well and ensuring that I pay on time. It’s really straightforward to use once your details are set up and you are informed quickly if you can split payments or not. Reviewed on: 9th June 2026

Simply perfect

Paypal are polite knowledgeable and experienced at what they do perfect for people wishing to pay over time for large items interest free. They are simply the go to site. 10/10 Reviewed on: 9th June 2026

It's quick and easy to set up and use.

It's quick and easy to set up and use. Reviewed on: 9th June 2026

PayPal pay in 3 allows me to purchase items that I w...

PayPal pay in 3 allows me to purchase items that I would not be able to in one amount. So I am able to manage my money better and the system for doing so is simple and clearly explained. Reviewed on: 9th June 2026

This has been a really useful tool especially with e...

This has been a really useful tool especially with expensive purchases. It really does help spreading the cost. The process is so simple and straightforward. Will definitely continue using this as an option for large purchases Reviewed on: 9th June 2026

It is very easy to set up when I first used the serv...

It is very easy to set up when I first used the service. It has always been easy to change my address and cards when I have needed to. Recently used the pay in three option for the first time to purchase something and was easy to do. I am most impressed with how it tracks your parcel. The only negative thing I have is that it is not easy sometimes to find things on the app. For instance, try to find when payment days were for the pay in three took some time to find. Reviewed on: 9th June 2026

Easy and quick to apply.

Easy and quick to apply. No complaints, very helpful in spreading payments across a few months. Made booking holidays a bit easier as i had more cash than money in my account. Will definitely be using it again in the future. Reviewed on: 9th June 2026

Amazing.flexibility, no Fees !

Amazing. Gives you financial flexibility for larger purchases with no extra costs. I use it all the time to spread the load. No impact on your Credit Score either. Fantastic Reviewed on: 9th June 2026

Axgood alternative

So farcso good no complaints paypal helps spread out costs Reviewed on: 9th June 2026

Very easy and fast.

Very easy and fast. Cant fault it really. Pay in 3 is a really.good addition as well. Reviewed on: 9th June 2026

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