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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (99743 reviews)

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4.76

Based on 99,259 reviews, last reviewed 13th Jul 2026

506% increase in 5 star reviews

in the past 90 days

436% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Making purchases easier The pay in 3 is a massive help when making big purchases. I usually pay everything off early, but it is still very good. Reviewed on: 13th July 2026

Latest lowest rating:

2

My First Issue With PayPal in 3 Unfortunately I had a purchase using pay in 3 that didn't go through to the vendor even though the first payment came out of my bank and is still sitt... Read more Reviewed on: 13th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (99748)

Gives me time to pay in 3 months

Gives me time to pay in 3 months Reviewed on: 9th June 2026

Excellent support for purchases and customer support

Excellent support for purchases and customer support Reviewed on: 9th June 2026

Hassle-free experience, quick and easy

Hassle-free experience, no damage to credit rating and makes it easier to afford pricier purchases. Easy to use and quick; and good thing is you can pay it off sooner if needed, Reviewed on: 9th June 2026

Pay in 3 (the buy now pay later offering) at Paypal...

Pay in 3 (the buy now pay later offering) at Paypal is amazing. As a Paypal user it is my go to payment method when it comes to discretionary spend with Paypal, it’s seemless, offers buyers protection and allows for flexibility and expense planning Reviewed on: 9th June 2026

.I can't fault PayPal

I can't fault PayPal never had any trouble using them so quick and fast paying for all my purchases without a hitch Reviewed on: 9th June 2026

Great service

Easy to use option to spread payments Reviewed on: 9th June 2026

I couldn't live without it

Paypal's pay-in-3 service is brilliant, especially for those of us on fixed incomes who know we can pay if we spread the load over time. The service is reliable, instant and very simple to use and most outlets accept it. I couldn't live without it. Reviewed on: 9th June 2026

PayPal has been excellent and super reliable for me.

PayPal has been excellent and super reliable for me. The standout feature is definitely the Pay in 3 program. It handles the payments smoothly, which takes away the burden of having to tightly plan ahead with my money for larger purchases. It gives me great financial breathing room while keeping my transactions safe. Reviewed on: 9th June 2026

I have found PayPal efficient and proactive in all m...

I have found PayPal efficient and proactive in all my dealings. Reviewed on: 9th June 2026

After having financial difficulties pay pal really h...

After having financial difficulties pay pal really helps me with spreading my costs Reviewed on: 9th June 2026

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