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PayPal: Pay in 3 reviews

4.76
Based on 98,408 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
485% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026
Emma D's avatar
Emma D

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026
Disgruntled's avatar
Disgruntled

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (98479)

I use it frequently and it’s always available for bi...

5
I use it frequently and it’s always available for bigger purchases and prevents me from using credit cards! Reviewed on: 8th June 2026

I have always found Paypal to be very good.

5
I have always found Paypal to be very good. It's safe, they help you if you've a problem. Easy to deal with and trusted. Reviewed on: 8th June 2026

We used it to make our nephews and nieces a very spe...

5
We used it to make our nephews and nieces a very special Christmas. And it was all help to PayPal pay in 3. It enabled us to not do it in such a big hit. Highly recommend. Reviewed on: 8th June 2026

Secure payment system

5
A reliable and easy to use payment system. Gives a secure method of purchasing and a means to spread a payment. Reviewed on: 8th June 2026

Lifesaver for unexpected travel costs!

5
I had to book a last-minute train ticket, and the price was incredibly expensive. PayPal’s Pay in 3 was an absolute lifesaver, allowing me to spread the cost over three manageable payments instead of taking a massive financial hit all at once. I really appreciate the flexibility it offers when unexpected expenses pop up. They definitely have my vote for Best Retail Finance Provider! Reviewed on: 8th June 2026

Pay in 3 is very handy and easy to use and saves hav...

5
Pay in 3 is very handy and easy to use and saves having to use a credit card. Whenever I've had any issue it was easy to contact customer services and they were very helpful. Reviewed on: 8th June 2026

Newish customer

5
I am new to PayPal, but what a revelation. Customer service and communication 200% Reviewed on: 8th June 2026

It’s so easy to use after you have been checked out...

5
It’s so easy to use after you have been checked out by Pay Pall, just divide by 3 and that is what you pay each month…….( Easy ) Reviewed on: 8th June 2026

It’s easy and convenient to use PayPal

3
It’s easy and convenient to use PayPal Reviewed on: 8th June 2026

Helps me manage my money better

5
Pay in 3 has made managing my money so much more manageable by being able to spread the cost, especially on big purchases. Reviewed on: 8th June 2026

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