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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98464 reviews)

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4.76

Based on 98,408 reviews, last reviewed 11th Jul 2026

508% increase in 5 star reviews

in the past 90 days

485% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98471)

I like very much excellent

I like very much excellent very helpful Reviewed on: 8th June 2026

Excellent understanding of use of the app, clear ins...

Excellent understanding of use of the app, clear instructions to set up an account and the options that are available are perfect Reviewed on: 8th June 2026

extra layer of protection

Paying through PayPal adds an extra layer of protection for our card details. Plus, their 3-month instalment option is great for people like me who are living from paycheck to paycheck and appreciate a little breathing room. Reviewed on: 8th June 2026

I really love having paypal pay in 3 as an option.

I really love having paypal pay in 3 as an option. It gives my th option to spread the cost for bigger purchases. Reviewed on: 8th June 2026

I've never had any issues, always worked well for me

I've never had any issues, always worked well for me Reviewed on: 8th June 2026

The 'No Brainer' option for buying that'must have' item

Excellent for buying something that is a 'must' either fro replacing a necessity or adding to a collection that you cannot a one off payment but paying in 3 allows you to get the item now and a further couple of months to pay it off..;simples' Reviewed on: 8th June 2026

Pay in 3. BRILLIANT!.

Pay in 3 has made it so much easier for me to organise my monthly incoming and outgoing budget funds. Absolutely brilliant. Reviewed on: 8th June 2026

Helps so much when buying an expensive product as ca...

Helps so much when buying an expensive product as can split the payment over three. There is no interest to pay, the app updates you when payments are due, if there are any queries the PayPal team are excellent with their customer service. Love using PayPal to buy items. Reviewed on: 8th June 2026

PayPal pay in 3 is excellent for cash flow.

PayPal pay in 3 is excellent for cash flow. It make life easier to be able to pay in instalments instead of using credit cards. Reviewed on: 8th June 2026

Love the app

I use PayPal to almost all transactions online , or Nails Saloon... I love the app . Reviewed on: 8th June 2026

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