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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98452 reviews)

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4.76

Based on 98,408 reviews, last reviewed 11th Jul 2026

508% increase in 5 star reviews

in the past 90 days

485% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98452)

PayPal have always made transactions much easier tha...

PayPal have always made transactions much easier than other services. I’ve dealt with their customer service team who have always been good too. Reviewed on: 8th June 2026

PayPal helps me pay for things securely and with the...

PayPal helps me pay for things securely and with the confidence I’m protected should anything go wrong. The rewards are great too. Mostly though, the pay in 3 helps me spread the financial cost and assists with affordability. Reviewed on: 8th June 2026

Brilliant way to budget

Brilliant way to budget/spread costs but also keeping aware of how I’m spending my money and where it is going. I feel like my money is safe when using PayPal. Customer service have been super responsive the one time I have had a problem, and it was resolved immediately. Reviewed on: 8th June 2026

Pay in 3 is great option allowing me to spread the c...

Pay in 3 is great option allowing me to spread the cost and setting up a monthly Direct Debit so I never miss a payment Reviewed on: 8th June 2026

Good for when a good deal comes along

I like the pay in 3 as it allows you to buy a good priced item which you may not have wholly budgeted for in the first month. Reviewed on: 8th June 2026

Great service

A very useful feature for breaking down expensive purchases into manageable pieces. Great for when you can't afford the entire purchase in one whole cost. Reviewed on: 8th June 2026

Good and trustworthy

Good. Easy to use. App interface Reviewed on: 8th June 2026

Paypal is Cool!

Like using Paypal. They are the bees knees, the tip of the of top, the very cream of the crop! Reviewed on: 8th June 2026

Positive Experience with PayPal Pay in 3

I have found PayPal Pay in 3 to be a convenient and easy way to spread the cost of purchases. The application process was straightforward, payments were clearly scheduled, and I appreciated receiving reminders before each instalment was due. One area for improvement would be providing more detailed explanations when an application is declined, as this would help customers better understand the decision and what steps they might take in the future. Overall, my experience with PayPal Pay in 3 has been positive, and I would recommend it to others looking for a flexible payment option. Reviewed on: 8th June 2026

I’ve used PayPal pay in 3 months ago for flight tick...

I’ve used PayPal pay in 3 months ago for flight tickets and it went smoothly with no issues. Many thanks Reviewed on: 8th June 2026

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