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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98299 reviews)

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4.76

Based on 97,957 reviews, last reviewed 11th Jul 2026

508% increase in 5 star reviews

in the past 90 days

480% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98308)

No waiting.

I receive the goods immediately, when the first payment is made and I can then budget accordingly. No waiting around! Reviewed on: 8th June 2026

Easy & manageable for low wage people

I always use pay in 3 for large purchases, it’s easy and manageable and perfect for people on income or low wages to make large purchases we couldn’t normally make. I have only ever had good experiences with pay in 3. Reviewed on: 8th June 2026

Has supported me with bigger purchaseexcs

Has supported me with bigger purchases Reviewed on: 8th June 2026

I use PayPal every month, I use it to transfer money...

I use PayPal every month, I use it to transfer money to friends and family, I use it it to pay for large items as it gives me peace of mind Reviewed on: 8th June 2026

Best tool

Best tool to pay online with ‘Pay in 3’, very useful and efficient. I recommend using this. Reviewed on: 8th June 2026

Using PayPal Pay in 3 has been smooth and genuine

Using PayPal Pay in 3 has been a smooth and genuinely helpful experience. The instalment plan is easy to set up, clearly explained, and fully transparent with no hidden fees. Payments are automatically taken on the scheduled dates, which removes any stress about missing a deadline. I’ve found it especially useful for spreading the cost of larger purchases without needing a credit check or going through a long approval process. The PayPal app keeps everything organised, showing upcoming payments and remaining balances in a clean, simple layout. Overall, PayPal Pay in 3 has made managing short‑term expenses far more convenient and flexible, and I’d happily use it again. Reviewed on: 8th June 2026

Seamless easy and is focussed on money safety

Seamless easy and is focussed on safety Reviewed on: 8th June 2026

Never had any trouble,excellent service

Never had any trouble,excellent service Reviewed on: 8th June 2026

Easy and simple steps to pay

It is very clear and straightforward and gives you that luxury of paying a bit now and then in set installments it will give you reminders and break down how much is being taken out. I like how they structure the payments but also make it very clear so there is no catches you know exactly what you are getting yourself into which helps everyone. This is a service I would recommend because it can help a lot of people especially if there is something you want/need to get but you havent got the money at that right time but financially you know you can afford it but you can make it work for you in the structured installments Reviewed on: 8th June 2026

Quick, easy great to put payment in place

Quick, easy great to put payment in place Reviewed on: 8th June 2026

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