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PayPal: Pay in 3 reviews

4.76
Based on 97,552 reviews, last reviewed 10th Jul 2026
507% increase in 5 star reviews
in the past 90 days
470% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026
Lynne R's avatar
Lynne R

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026
Gary 's avatar
Gary

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97798)

Easy access, to use, quick speedy response to action...

5
Easy access, to use, quick speedy response to action transactions Reviewed on: 8th June 2026

Easy to proces payment and cancel direct debit

5
Easy to processes because my information are in the system plus if I need to cancel direct debit payment it’s easy too Reviewed on: 8th June 2026

Everything was good I would recommend PayPal to ever...

5
Everything was good I would recommend PayPal to everyone Reviewed on: 8th June 2026

Pay in 3

5
Easy to set up and makes financial sense to split the cost of purchases. Reviewed on: 8th June 2026

I have used PayPal over many years and have recently...

4
I have used PayPal over many years and have recently in the past few months used it alot more often since PayPal offered pay in 3 and also offered pay in 3 with a minimum spend of £20 with justeat. Being a single parent and sole care of 2 toddlers I am able to spread the cost of groceries and when I'm not feeling well I can order food in at ease using PayPal at the checkout and am also very pleased that there is a loyalty scheme offered if using the PayPal card which I ordered and have been gaining points with my transactions Reviewed on: 8th June 2026

Pay in 3 is a great way...

5
Pay in 3 is a great way for shorter monied people to split fees for something more expensive easily and gives you more finacial flexibility each month so its a great, quick and easy service to use in these situations Reviewed on: 8th June 2026

A great interest free option

5
I've used PayPal pay in 3 numerous times and it's been excellent, no pressure, everything is made clear up front and you get a convenient email reminder each time a payment is due. The best bit is it's interest free too. Reviewed on: 8th June 2026

I have loved using pay in 3 PayPal it has been so he...

5
I have loved using pay in 3 PayPal it has been so helpful on a few occasions getting the kids presents Reviewed on: 8th June 2026

Best fince

5
Straight forward application , ease to manage payments . Reviewed on: 8th June 2026

Satisfaction

5
Allowed me to purchase an item it would have been difficult to pay for outright also PayPal resolved a problem with a supplier very efficiently Reviewed on: 8th June 2026

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