Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97670 reviews)

View other PayPal products

4.76

Based on 97,552 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

470% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (97705)

Very easy to use

Very easy to use, easy to get in contact with and get any problem sorted Reviewed on: 8th June 2026

Good to know your money is safe..

My go to method of payment, either a one off or when larger amounts “pay in three” Reviewed on: 8th June 2026

Pay in 3, PayPal

I use this option a lot, it's amazing if you do not want to pay the full amount at that time. But this monthly payment is a fantastic option and gives you some peace of mind. I would highly recommend the pay in 3 option Easy to use and a excellent service Reviewed on: 8th June 2026

I have spent thousand's with PayPal Pay in 3 over th...

I have spent thousand's with PayPal Pay in 3 over the year's, yet had some very small, short-term problem's which were sorted the same month! I then get told by email about Pay in 3, but I am blocked from having it again! It is now many month's since I had it, so I now use Zilch, which is free for most thing's I buy. Like most Corporation's, PayPal's service has deteriorated over the year's, and they have tried to rip me off for item's not delivered over the year's, too!!! If I had not rang the USA to sort it I would have been out of pocket for over £500!!! Reviewed on: 8th June 2026

I've brought several expensive items online and each...

I've brought several expensive items online and each time I've used PayPal pay in 3 it's help me spread the cost and make it more affordable and manageable Reviewed on: 8th June 2026

Easy and convenient, pay reminders are excellent

Was able to purchase plane tickets and pay in 3 comfortably. Reviewed on: 8th June 2026

Great experience with PayPal Pay in

Good Great experience with PayPal Pay in 3 “I found PayPal Pay in 3 easy to use and very convenient. The application process was quick, payments were clearly explained, and everything worked smoothly. It helped me spread the cost of my purchase without any hassle. Overall, a very positive experience and I would use it again. Reviewed on: 8th June 2026

A simple and very easy way to pay in 3.

Simple and very easy to pay in 3. A life saver if you want to spread the cost of a big purchase, I use the service often and would recommend to anyone. Reviewed on: 8th June 2026

Very easy paying and trustworthy

Very easy paying and trustworthy Reviewed on: 8th June 2026

Ideal for larger purchases

Paypal pay in 3 enables me to make larger purchases without breaking the bank or affecting my credit score by spreading it over 3 months. It comes in handy for gifts during Xmas period. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 176122 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub