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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97623 reviews)

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4.76

Based on 97,552 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

470% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97623)

Make managing payments easy!

Make managing payments easy! I use it regularly and it’s a great tool to manage finances Reviewed on: 8th June 2026

The pay in 3 is so convenient

The pay in 3 is so convenient to make your money go further. Reviewed on: 8th June 2026

Simple and easy to use, provides great flexibility t...

Simple and easy to use, provides great flexibility to pay for more expensive items just out of monthly budget Reviewed on: 8th June 2026

Always easy to use .

Always easy to use . Withdraw and transfers so straight forward Reviewed on: 8th June 2026

Have used on several occasions every thing went 100% OK

Have used on several occasions every thing went 100% OK Reviewed on: 8th June 2026

I have used PayPal Pay in 3 many times and have foun...

I have used PayPal Pay in 3 many times and have found it very useful to spread the cost of items. I feel people need to be cautious about how many times it is used as you could end up with loads of Pay in 3 accounts and end up in a spot of bother. Perhaps a warning of how many have been started may be a good idea Reviewed on: 8th June 2026

PayPal was there for me when my beloved father died...

PayPal was there for me when my beloved father died and I was to go home and I used PayPal pay in 3 it helps me with the cost and make it more easier for me to go home and pay my last respect to my beloved father. The SERIKI ADINI of Isashi Land Reviewed on: 8th June 2026

PayPal pay in three is a godsend, previously I would...

PayPal pay in three is a godsend, previously I would struggle in certain situations to make a purchase that I either desperately needed or a treat for myself that I really wanted, spreading those payments has made such a difference, with zero stress about an unexpected purchase , as paying in three months does not break the bank and leave you struggling. Reviewed on: 8th June 2026

Easy credit

They make it very simple to spread the cost Reviewed on: 8th June 2026

PayPal pay in 3 helps manage budgets

I have used PayPal’s pay in 3 for several years and find it invaluable to manage my retirement pension budget. I have had no problems with payments. This system is easy to set up and you get notification of forthcoming payments Reviewed on: 8th June 2026

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