Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97610 reviews)

View other PayPal products

4.76

Based on 97,552 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

470% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (97611)

Happy with pay in 3 experience.

Happy with pay in 3 experience. Never had any issues and always an easy process Reviewed on: 8th June 2026

Aways had quick responses on difficult resolutions.

Aways had quick responses on difficult resolutions. plus pay in 3 is so easy. Reviewed on: 8th June 2026

Debt free

Using the PayPal pay in 3 instalments has really helped me greatly to achieve a lot of items I needed to get and without debt I was able to make payments without stress. Reviewed on: 8th June 2026

PayPal: Pay in 3 is excellent for larger purchases.

PayPal: Pay in 3 is excellent for larger purchases. It allows you to budget for birthdays and Christmas and is very helpful if your washing machine breaks down near payday. Even better, there's no interest to pay. What's not to love. Reviewed on: 8th June 2026

I love this app personally as a practicing Muslim I...

I love this app personally as a practicing Muslim I love the 4 payment installment as it contains 0 interest however payments are easy to make and effortless Reviewed on: 8th June 2026

No explanation

I have been stopped pay in 3 for no reason and no explanation diabolical at giving information Reviewed on: 8th June 2026

Love the pay in 3 option

I totally value the pay in 3 option and use this a lot. If are ever any issues they are sorted very quickly Reviewed on: 8th June 2026

Always use PayPal when shopping online, never failed...

Always use PayPal when shopping online, never failed me when seeking a refund. Only used pay in 3 a couple of times but it was very good. Reviewed on: 8th June 2026

Easy and quick to apply for and use, advanced and cl...

Easy and quick to apply for and use, advanced and clear notifications of up and coming payments Reviewed on: 8th June 2026

I always have a good experience with PayPal even whe...

I always have a good experience with PayPal even when I’ve ran into some problems they are quick to help Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 4.31 from 64 reviews
Buy now pay later
from Clearpay 3.76 from 58 reviews
next 3step
from Next 4.18 from 5 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 176010 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub