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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (39692 reviews)

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4.93

Based on 39,692 reviews, last reviewed 27th Apr 2026

1636200% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like using PayPal for the pay in 3 system because... I like using PayPal for the pay in 3 system because it helps me with my money, and purchasing things i need when i can’t pay the full amount in one tr... Read more Reviewed on: 27th April 2026

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39692)

Women’s The best shopping virtual mate ;)

The best shopping deals :) Especially for women who like shopping sales and flexible payments! I’m using PayPal from more than 10 years and I can not be more happy with PayPal Service :) Reviewed on: 10th May 2024

Very helpful in times of need, especially during thi...

Very helpful in times of need, especially during this crisis as everything is becoming expensive. Highly recommend to anyone when you need to purchase something willingly or unexpectedly. Straightforward process and nothing too complicated. I always use Pay in 3 instead of credit card if the website has that option. Reviewed on: 10th May 2024

So easy to use!

So easy to use! I love being able to pay with one password instead of entering all my details. Also the pay in 3 feature has been really handy for unexpected purchases Reviewed on: 10th May 2024

Great experience.

Great experience. Easy to use and quick setup. Reviewed on: 10th May 2024

Really like the Pay in 3 option, so easy

Really like the Pay in 3 option, so easy Reviewed on: 10th May 2024

Easy to use and brilliant helping when need to split...

Easy to use and brilliant helping when need to split a payment Reviewed on: 10th May 2024

Never had any issues.

Never had any issues. Service is always perfect Reviewed on: 10th May 2024

It was really easy to set up and pay

It was really easy to set up and pay Reviewed on: 10th May 2024

This has helped me build my credit score and help sp...

This has helped me build my credit score and help split the cost of bigger purchases. Reviewed on: 10th May 2024

It’s great to pay in 3 rather than in one lump - wo...

It’s great to pay in 3 rather than in one lump - would prefer if there wasn’t a £30 minimum but Reviewed on: 10th May 2024

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