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PayPal: Pay in 3 reviews

4.76
Based on 96,274 reviews, last reviewed 9th Jul 2026
505% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026
Svetlana K's avatar
Svetlana K

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026
Paul Williams's avatar
Paul Williams

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (96887)

Quick & Easy.

5
Very good and easy transactions. Simple for anyone to use and is also helpful when dealing with money struggles! Reviewed on: 6th June 2026

PayPay is on top

5
PayPal has been very good even when my payments mess up and I’m a little late the are always just trying to help and not putting you u set pressure Reviewed on: 5th June 2026

Mixed feelings

5
good to be able to split in 3. confusing as can't keep track of money Reviewed on: 5th June 2026

Great service use all the time, 0% interest helps ke...

5
Great service use all the time, 0% interest helps keep peace of mind when using the service. Recently applied for PayPal credit which was also fantastic with great starting offers and an easy to use application process Reviewed on: 5th June 2026

Simple and easy way to receive and send money, have...

5
Simple and easy way to receive and send money, have never had any issues with Paypal. Excellent service! Reviewed on: 5th June 2026

Never had a bad experience using PayPal

5
Never had a bad experience using PayPal Reviewed on: 5th June 2026

Excellent!

5
Excellent! Would always recommend Reviewed on: 5th June 2026

Always easy to use and a great service

5
Always easy to use and a great service Reviewed on: 5th June 2026

great, use it often

5
simple and easy to use, great value with interest free pay in 3 Reviewed on: 5th June 2026

Trustworthy and easy to use.

5
Trustworthy and easy to use. I feel safe using PayPal and they are there to support and protect the customer. Reviewed on: 5th June 2026

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