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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96742 reviews)

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4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96760)

Really pleased with my experience with PayPal pay in...

Really pleased with my experience with PayPal pay in 3, gave me chance to spread costs and get the item I wanted. Reviewed on: 5th June 2026

I love the transparency and ease of use.

I love the transparency and ease of use. Reviewed on: 5th June 2026

Excellent service highly recommend

Excellent service highly recommend Reviewed on: 5th June 2026

N/a not applicable.

N/a not applicable. It’s alright Reviewed on: 5th June 2026

Never had any issues with PayPal.

Never had any issues with PayPal. Use it for paying on sites that I'd prefer not to leave my card details. Has always been effective. Reviewed on: 5th June 2026

No extra charge for budget payments.

Paypal "pay in 3" does not incur an extra charge and is a great help when managing a tight budget. It does, however, confuse me sometimes when the items are returned to the seller and refunds made to the PayPal account dont match the original price because only the first of the 3 payments is refunded. Takes me a while to reconcile the figures. Reviewed on: 5th June 2026

I use paypal for everything quick and easy too use.

I use paypal for everything quick and easy too use. You can pay straight away or pay later Reviewed on: 5th June 2026

Quick, efficient, good communication.

Quick, efficient, good communication. Loving the new PayPal plus Reviewed on: 5th June 2026

Use PayPal for secure payments

Use PayPal for secure payments. I can trust PayPal over less known retailers with my private information. Reviewed on: 5th June 2026

Never had a problem used PayPal for years

Never had a problem used PayPal for years Reviewed on: 5th June 2026

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