Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96555 reviews)

View other PayPal products

4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (96613)

PayPal is trusted and guaranteed 100% safe, PayPal i...

PayPal is trusted and guaranteed 100% safe, PayPal is guaranteed my bank, I only use PalPay when shopping online and new sites.I can pay in 3 with PayPal let’s excellent when your on a budget , this is the only thing I use when shopping online Reviewed on: 4th June 2026

So far so good, smooth transactions, good protection

So far so good, smooth transactions, good protection Reviewed on: 4th June 2026

Easy to use, very handy to have.

Easy to use, very handy to have. Never had an issue, everything is done for you. Reviewed on: 4th June 2026

It's okay and rewarding at the same time.

It's okay and rewarding at the same time. Reviewed on: 4th June 2026

Always rely on paypal for secure payments

Always rely on paypal for secure payments Reviewed on: 4th June 2026

Freedom to purchase

PayPal allows me to purchase items that I would not normally be able to purchase. It Goves me the freedom to spread the payments over 3 months, which is invaluable to me. Reviewed on: 4th June 2026

Best way to pay

Easy way to pay and very good for getting a refund from unscrupulous dealers. Reviewed on: 4th June 2026

Great service!

Paypal has aleays made it easy and straightforward to purchase online! Reviewed on: 4th June 2026

Great service, no issues with payment or transaction.

Great service, no issues with payment or transaction. Reviewed on: 4th June 2026

PayPal - multiple uses

Never had any issues. Great points system in place - I am building a saving pot without even trying. Points can be used on spends or saved up for something you want to save for. pay in 3 is also really helpful for bigger purchase. Also paying through PayPal makes things really safe! Reviewed on: 4th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
Retail finance
from Buyline 4.37 from 26 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 174542 reviews
Payments
from PayPal 4.71 from 3842 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub