Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 39,880 reviews, last reviewed 27th Apr 2026
1653900% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good experience overall. Good experience overall. Pay in 3 is great, but maybe for trusted customers, there should be a pay in 5 or 6 option as well. Reviewed on: 27th April 2026
Gab's avatar
Gab

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (39880)

PayPal easy digital transaction

5
PayPal is better than ever, easy to use, efficient and reasonable value for money. Reviewed on: 10th May 2024
Carl's avatar
Carl

Good and safe.

5
Good and safe. Good credit options Reviewed on: 10th May 2024
George N's avatar
George N

Getting offered pay in 3 has been so handy, for time...

5
Getting offered pay in 3 has been so handy, for times I just can’t afford to pay the full amount.Todays fashion trends are changing daily it’s hard to keep up, pay in 3 allows me to stay trendy without breaking the bank. Reviewed on: 10th May 2024
Georgie R's avatar
Georgie R

Smooth transactions pretty much every time.

5
Smooth transactions pretty much every time. Never had any problem so far and I have been actively using it for more than 10 years. Reviewed on: 10th May 2024
Zahid's avatar
Zahid

Free interest over 3 months, great deal

5
Free interest over 3 months, great deal Reviewed on: 10th May 2024
Spencer J's avatar
Spencer J

More Secure than any plateform

5
Very secure source of buying things online Reviewed on: 10th May 2024
Anshab's avatar
Anshab

Excellent being able to spread the cost of items ove...

5
Excellent being able to spread the cost of items over 3 months, easy to understand app that details everything you need to know and when payments are due. Zero interest an absolute bonus. Reviewed on: 10th May 2024
Peter's avatar
Peter

it was the best cause it a split thre payments

5
it was the best cause it a split thre payments Reviewed on: 10th May 2024
Jonah N's avatar
Jonah N

Seamless Security: A Positive PayPal Experience

5
Using PayPal has been a seamless and positive experience for me. Its intuitive interface makes sending and receiving money hassle-free. The added layer of buyer protection has given me confidence when making purchases online, knowing that my transactions are secure. Additionally, the ability to link multiple bank accounts and cards provides flexibility in managing finances. Overall, PayPal has consistently delivered a reliable and convenient platform for managing my online transactions, making it my go-to choice for digital payments. Reviewed on: 10th May 2024
Nauman Q's avatar
Nauman Q

It's helped me set up my PC stream set up with thing...

5
It's helped me set up my PC stream set up with things I need and been on my budget buying dome off these things in one is not possible unless I save. Reviewed on: 10th May 2024
Gaz's avatar
Gaz

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill