Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95859 reviews)

View other PayPal products

4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (95860)

Helpful and thorough

I had a problem with a transfer that was dodgy and I contacted PayPal and they sorted it out for me quickly. They put my mind at rest and helped me protect my account Reviewed on: 1st June 2026

I feel safe using Paypal for my payments online, Wit...

I feel safe using Paypal for my payments online, With the protections Paypal provides. Pay in 3 is also an amazing option. Reviewed on: 1st June 2026

Excellent, reliable and easy to use especially when...

Excellent, reliable and easy to use especially when needed. There are a great deal of options and variety of services provided. Reviewed on: 1st June 2026

Paypal is the best method for payment

Paypal is the best method for payment Reviewed on: 1st June 2026

My experience

Every time I use the app I never experienced any issues or delays with refunds or with payments being sent out or receiving payments from other companies and business businesses. I feel like it’s very efficient and the communication with customer service has always been good. Reviewed on: 1st June 2026

Fab Other than one issue few years ago ..

Other than one issue a few years back I have always had a good experience with PayPal Reviewed on: 1st June 2026

I’ve always been used to buying stuffs with confiden...

I’ve always been used to buying stuffs with confidence due to PayPal payment peace of mind and also their ability to resolve issues in jiffy. Reviewed on: 1st June 2026

Super helpful!

I used pay in 3 for a large purchase that I wouldn't have been able to afford otherwise. It was quick to set up and super helpful. Reviewed on: 1st June 2026

Brilliant service for online purchase

Brilliant service for online purchase Reviewed on: 1st June 2026

It’s great when you need to bridge the gap between p...

It’s great when you need to bridge the gap between pay days and caught off guard. Reviewed on: 1st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.41 from 562 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 173385 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub