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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (87371 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (87440)

Great time saving service.

I buy all of my goods through PayPal because it is so secure. I like that I can spread payments and I like that I get regular updates on my account. It also cuts out a lot of form filling when ordering goods online because my address is saved. Reviewed on: 7th May 2026

I normally do rate PayPal quite highly, but recently...

I normally do rate PayPal quite highly, but recently I've have so pay in 3s hit an error and not work, the money gets taken and then returned a couple of days later. Because of this, if Klarna is available, I'll switch to them instead as that seems to work every time, although I'd rather be loyal to PayPal, this may need to change. Reviewed on: 7th May 2026

Nice to have Pay in 3 to spread costs.

Nice to have Pay in 3 to spread costs. Enabling me to buy a much needed item.I am happy with this opportunity. Reviewed on: 7th May 2026

Pay in 3 brought me back

Pay in 3 has been a great addition and the app provides excellent communications Reviewed on: 7th May 2026

It's super easy to use PayPal

It's really easy to use PayPal whether it's paying for purchases or sending money to someone else's account or indeed receiving money from someone. PayPal credit is super too - payment with no interest fees over 3months or so - great! Reviewed on: 7th May 2026

I absolutely love PayPal, I use it for everything!

I absolutely love PayPal, I use it for everything! The moment i see PayPal on a purchase page of a website I know I can relax and my money is safe. Pay in 3 is such an easy feature to use and helps so much on expensive purchases. Reviewed on: 7th May 2026

Sometimes pay in 3 glitches and gives me error in ad...

Sometimes pay in 3 glitches and gives me error in address line. Also would be great, like klarna, to have itemised purchase details to instantly understand what is it that you have purchased. Often its just a company ltd name, which is very confusing Reviewed on: 7th May 2026

Easy to use and secure.

I like to use PayPal: Pay in 3 when I have to purchase more expensive items online. It means the payments make less of a dent in my wallet and forces me to budget my spending. It is easy to use and I like the safety measures used to protect me when shopping online. Reviewed on: 7th May 2026

Great feature, straight forward and easy.

Great feature, straight forward and easy. You can complete in 3 simple steps. Reviewed on: 7th May 2026

PayPal 3 is a great convenient way to spread the pay...

PayPal 3 is a great convenient way to spread the payments and you get reminders when payments are due Reviewed on: 7th May 2026

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