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PayPal: Pay in 3 reviews

4.76
Based on 80,407 reviews, last reviewed 6th Jul 2026
669% increase in 5 star reviews
in the past 90 days
543% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026
Carmen's avatar
Carmen

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026
Andrea M's avatar
Andrea M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (80585)

My experience using PayPal was easy and excellent

5
My experience using PayPal was easy Reviewed on: 28th April 2026

Never had any issues with PayPal.

5
Never had any issues with PayPal. I would definitely recommend! Reviewed on: 28th April 2026

Had an issue once with a dodgy online company.

5
Had an issue once with a dodgy online company. I had to argue but PayPal eventually sorted it Reviewed on: 28th April 2026

Great service as always.

5
Great service as always. Nothing to add. Reviewed on: 28th April 2026

Always handy for unexpected bills

5
Always handy for unexpected bills Reviewed on: 28th April 2026

Love Pay in 3 to spread costs !!

5
Love the Pay in 3 option with no interest it allows me to spread the cost of purchases. Reviewed on: 28th April 2026

I’ve never had any issues with PayPal.

5
I’ve never had any issues with PayPal.. I always use PayPal on any overseas transaction for that added security that PayPal provides. When I have had issues with vendors PayPal’s customer service has always been very responsive and helpful in resolving any issues. Reviewed on: 28th April 2026

It used to be good , used pay in 3 all the time.

1
It used to be good , used pay in 3 all the time. now it will not let me use pay in 3. Tried to find out why but no answer. Just a robot fir customer service Reviewed on: 28th April 2026

Peace of mind, excellent rewards

5
Been using paypal for years, gives you that safe money back guarantee if using for large purchases, also now loving the points reward programme, I would recommend paypal to family and friends, let's you split payments if short on funds and need to make an emergency purchase, all over a great way to pay. Reviewed on: 28th April 2026

Pay pal safe to use

5
Any time I've had issues with a seller. You have responded quickly and resolved my issue Reviewed on: 28th April 2026

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