Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 80,012 reviews, last reviewed 5th Jul 2026
1809% increase in 5 star reviews
in the past 90 days
1286% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Can trust PayPal Trust PayPal with online transactions Reviewed on: 5th July 2026
andrea h's avatar
andrea h

Latest lowest rating:

1

Pay regularly usually before payment due then after... Pay regularly usually before payment due then after a year stop the facility. Reviewed on: 5th July 2026
Blackpool's avatar
Blackpool

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (80193)

No fees even if I miss a payment, love it

5
No fees even if I miss a payment, love it Reviewed on: 27th April 2026

Happy to help

5
Always there when needed. Help is there when needed with any problems Reviewed on: 27th April 2026

3 with Ease

5
PayPal Pay-in-3 has helped me greatly with budgeting and being able to afford larger items with ease. I've been able to buy things like a printer and have it set up for making prints which were able to help me pay off the rest of the 2 months with utter ease! Reviewed on: 27th April 2026

Pay in 3 Benefits

5
It was very good with reference to when I had to split my payments. The service was very quick and easy to use and I recommend it highly to anyone who is looking to split payments. It is a lot better than using a provider like Klarna or Clearpay. Reviewed on: 27th April 2026

When buying online with a retailer you've never deal...

5
When buying online with a retailer you've never dealt with before. I just feel safer using PayPal. Reviewed on: 27th April 2026

User friendly interface and always excellent custome...

5
User friendly interface and always excellent customer service. 10/10 Reviewed on: 27th April 2026

PayPal Pay in 3 flexibility.

5
I use PayPal Pay in 3 as it gives me flexibility. Reviewed on: 27th April 2026

Good when you can get it!

5
Good when you can get it! Quick easy to manage Reviewed on: 27th April 2026

Amazing experience I would recommend this platform t...

5
Amazing experience I would recommend this platform to friends and family very easy to use and efficient Reviewed on: 27th April 2026

Easy and useful!

5
I have found pay in 3 very useful, with very easy ways to track and manage Payments Reviewed on: 27th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 149502 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3760 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products