Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79394 reviews)

View other PayPal products

4.76

Based on 79,366 reviews, last reviewed 3rd Jul 2026

5373000% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My time I’ve had is very good My time I’ve had is very good and would recommend to everyone Reviewed on: 3rd July 2026

Latest lowest rating:

1

i was able to use it and now it doesnt even show up... i was able to use it and now it doesnt even show up for any merchants Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (79394)

Pay in 3 option is really helpful, I use it all the...

Pay in 3 option is really helpful, I use it all the time now Reviewed on: 25th April 2026

This feature makes life much simpler

Just the access to this feature makes life much simpler in terms of budgeting and I wish it were available in more places where PayPal is accepted. I find it very easy to track through the app and there's a decent level of communication so I can prepare for upcoming payments. So far I've had few issues and would recommend it as a great way to help with budgeting. Reviewed on: 25th April 2026

I have problems changing cards to ones I want to...

I have problems changing cards to ones I want to use Reviewed on: 25th April 2026

Variety of payment options.

Variety of payment options. Ease of use via the App. Reviewed on: 25th April 2026

Easy to use, easily understand your payment options...

Easy to use, easily understand your payment options and adds an extra layer of security for online purchasing. Reviewed on: 25th April 2026

Verry good service,fast an safe payments

Verry good service,fast an safe payments Reviewed on: 25th April 2026

What a great service

Pay pal pay in 3 is a great interest free service which I frequently use. It allows me to buy small or more expensive items by sharing the cost over 3 months. The app is easy to use and helps me keep on top of my payments. Reviewed on: 25th April 2026

I've had a few companies with sellers and PayPal sor...

I've had a few companies with sellers and PayPal sorted them immediately Reviewed on: 25th April 2026

PAYPAL has made my life stress free.

PAYPAL has made my life stress free. I was able to afford a train ticket and bought few things for my trip to Edinburgh, which I couldn't afford for a year of planning, im so happy, finally PayPal made it happen Reviewed on: 25th April 2026

Good service and easy to get the right answer

Good service and easy to get the right answer Reviewed on: 25th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.81 from 4218 reviews
Buy Now Pay Later
from Klarna 4.34 from 557 reviews
Klarna card
from Klarna 4.02 from 4 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 148318 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub