Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 41,323 reviews, last reviewed 30th Apr 2026
1790700% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy and simple to use. It’s easy and simple to use. No problem paying immediately Reviewed on: 30th April 2026
Louise H's avatar
Louise H

Latest lowest rating:

1

Have used pay in 3 few times never been late now won... Have used pay in 3 few times never been late now wont let me use pay in 3 has a mind of its own Reviewed on: 30th April 2026
EM's avatar
EM

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (41323)

Safe and reliable

5
I find pay pal very reliable and feel secure in the knowledge my mi yeah is safe with it Reviewed on: 11th May 2024

Always helped me on payments and for a service that...

5
Always helped me on payments and for a service that offers to pay later PayPal is merely the best in my opinion Reviewed on: 11th May 2024

I like, easy to use and pay and make me more comfort...

5
I like, easy to use and pay and make me more comfortable with my bills. Reviewed on: 11th May 2024

using PayPal credit is easy and convenient.

1
using PayPal credit is easy and convenient. The repayment is so flexible. I am glad I could use this amazing service. Reviewed on: 11th May 2024

useful service, used for larger purchases and smalle...

5
useful service, used for larger purchases and smaller too Reviewed on: 11th May 2024

Easy to pay and track.

5
Easy to pay and track. Much better app that other credit providers. Reviewed on: 11th May 2024

Its very easy and simple to use the Pay in 3 system...

5
Its very easy and simple to use the Pay in 3 system and i appreciate the options to pay ahead of time. Reviewed on: 11th May 2024

Nice option for buying high value items over time wi...

4
Nice option for buying high value items over time without interest charges. Reviewed on: 11th May 2024

Paypal always come through.

5
Paypal always come through. Fast, reliable and secure. Excellent service. The new Pay In Three option has helped me immensely by breaking costs into more manageable payments, with the current cost of living crisis this is huge to those of us on low incomes. Reviewed on: 11th May 2024

Ease of Use...

5
Ease of use - easy to set-up the account and get spending aswell as tracking what's spent and what's due soon on. Reviewed on: 11th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review