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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77653 reviews)

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4.76

Based on 77,646 reviews, last reviewed 29th Jun 2026

5210800% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Couldn’t be easier! Very easy to apply & set up, decisions made in seconds. Good communication regarding payment dates etc. PayPal staff are also super helpful when I’ve ... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77653)

PayPal highly recommend

Great service with the pay on 3 gives you time to decide on a purchase without outplaying the full cost Reviewed on: 21st April 2026

I have not had any problems I use pay in three all t...

I have not had any problems I use pay in three all the time and get a reminder when it’s due so always able to have the money in account Reviewed on: 21st April 2026

Generally good!

Majority of the time PayPal are well worth using! Occasionally they get it wrong. But do make it right. Reviewed on: 21st April 2026

Always use PayPal.

I am using PayPal for about 10 years, and I couldn’t be happier. Reviewed on: 21st April 2026

Regular user, no issues!

I have been a regular user of PayPal Pay in 3 for a while now and found the service to be easy to use, clear to read and easy to make repayments on. I've never had trouble making early repayments either and they always send timely reminders about any upcoming transactions that I need to make. I look forward to continued used of the service as long as they maintain this quality! Reviewed on: 21st April 2026

Always there when I need it.

Always there when I need it. So quick and easy to use. Reviewed on: 21st April 2026

Excellent

Excellent way of spreading the cost without being charged silly interest rates and a good way at being able to pay back affordably Reviewed on: 21st April 2026

Useful at times when you are a bit short on cash

Pay in 3 can be helpful and I’m glad it caps spending also Reviewed on: 21st April 2026

Positive paypal credit experience

Applied for paypal credit for a few essential household tech purchases, was approved quickly and found the system really simple to understand and help me manage payments. Reviewed on: 21st April 2026

Easy to sign up and the best bit about it is you get...

Easy to sign up and the best bit about it is you get money off purchases when you use PayPal for payments! Reviewed on: 21st April 2026

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