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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77579 reviews)

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4.76

Based on 77,494 reviews, last reviewed 29th Jun 2026

5196300% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use and quick system to use Easy to use and quick system to use Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77579)

Never had a problem and when I've needed to raise a...

Never had a problem and when I've needed to raise a claim always been dealt with Reviewed on: 20th April 2026

I would rate PayPal 7/10

I have used PayPal for a long time and had no issues until the start of 2026 when the direct debit for PayPal Credit randomly stopped. Customer service were great and handled it well, resolved relatively quickly. Reviewed on: 20th April 2026

Perfect for all transactions

It is fast and reliable.it makes life easier Reviewed on: 20th April 2026

From personal to business I’ve found it incredible a...

From personal to business I’ve found it incredible accessible and easy to use. When faced with real world issues like scams I also found the support teams fast actions and response exemplary. Reviewed on: 20th April 2026

PayPal left a good impression: the service is fast a...

PayPal left a good impression: the service is fast and intuitive, and the interface is user-friendly. The three-payment option is very useful, allowing you to spread your expenses without unnecessary stress. Everything is transparent, with no hidden terms, and payments are debited on time. Overall, it's a reliable and convenient service for shopping. Reviewed on: 20th April 2026

Very helpful service

Very helpful to have PayPal credit, especially for unexpected purchases and having 4 months interest free really helps Reviewed on: 20th April 2026

PayPal is the best way to pay and know that your pay...

PayPal is the best way to pay and know that your payment is completely secure Reviewed on: 20th April 2026

Absolutely fantastic, I have no fear of using PayPal...

Absolutely fantastic, I have no fear of using PayPal, feel completely at ease. Reviewed on: 20th April 2026

It's easy to use and add cards to

It's easy to use and add cards to Reviewed on: 20th April 2026

Great and relaxing way buy online

Great way to buy or pay for items from various sellers securely in the knowledge that your purchasing is backed up by PayPal's safety net. Also fantastic for paying for worldwide flights, hotels and other relaxing experiences safely online. Reviewed on: 20th April 2026

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