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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77203 reviews)

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4.76

Based on 77,105 reviews, last reviewed 28th Jun 2026

5159100% increase in 5 star reviews

in the past 90 days

9500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helping Hand to spread the load. the chance to spread out payments without extra interest is valuable to me when cashflow is uncertain. I can make some larger purchases this way that ... Read more Reviewed on: 28th June 2026

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77204)

Always trust this site , they've helped get money ba...

Always trust this site , they've helped get money back forme Reviewed on: 20th April 2026

Easy to use and practical

I’ve been using PayPal’s 3 in 1 feature for a while now, and it honestly just makes things easier. Everything is in one place, sending money, receiving it, and managing my balance, so I don’t have to switch between different apps. It is pretty straightforward to use, even if you are not super tech savvy. Reviewed on: 20th April 2026

Great company easy to use great customer service and...

Great company easy to use great customer service and money is safe Reviewed on: 20th April 2026

I absolutely love PayPal.

I absolutely love PayPal. From the security it provides when ordering online to stability when using pay in 3 options. I also use PayPal benefits to have early access to certain events like wireless. Their 2 factor authentication gives me peace of mind when confirming payment. I have previously used PayPal credit which works wonderfully and has the added benefit of a £20 bonus when joining. Reviewed on: 20th April 2026

Had a problem with a transaction that I did not make.

Had a problem with a transaction that I did not make. The problem was resolved professionally and for a refund the same week Reviewed on: 20th April 2026

I've been using PayPal for over 18 years.

I've been using PayPal for over 18 years. Never had a single problem that would not be addressed within a day or two. Reviewed on: 20th April 2026

I've used PayPal wherever and whenever I can for yea...

I've used PayPal wherever and whenever I can for years as they've always afforded me what I need from online transactions: security and convenience. Reviewed on: 20th April 2026

I trust PayPal with my money

I simply trust PayPal with my money. Pay in 3 helps me a lot to buy things I wouldnt be able to afford otherwise. I pay no interest as I pay back on time. At the same time Im building my credit score so thats another plus. Also, when my son made accidental and unauthorised in-game purchases for the amount of £280! Google Play and EE both refused to refund me. Thank goodness majority of those purchases were made through PayPal. PayPal responded quickly, believed me and processed refund right away. This is how we recognise good services - in need and time of distress. I am very grateful for this service. I simply feel safe when usi g PayPal and based on my experience I recommend it to my friends and family. Reviewed on: 20th April 2026

Easy, Manageable and Reliable

I use PayPal for most of my business needs as it’s easier for family and invoices. Also it’s very secure. I love how I can pay for items in three instalments which makes things so much easier. Reviewed on: 20th April 2026

Used paypal for years and never had a problem.

Used paypal for years and never had a problem. Reviewed on: 20th April 2026

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