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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (43066 reviews)

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4.93

Based on 43,066 reviews, last reviewed 5th May 2026

1953100% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love being able to split my payment into smaller amo... Love being able to split my payment into smaller amounts, The app itself, easy to navigate and to check upcoming payments etc. Reviewed on: 5th May 2026

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (43066)

I have used pay in 3 several times always it is comm...

I have used pay in 3 several times always it is communicated and managed well in conjunction with my account. If there is an issue it is resolved quickly by PayPal Reviewed on: 14th May 2024

The pay in 3 with no interest is fantastic.

The pay in 3 with no interest is fantastic. But customer safety via places like eBay is lacking. Reviewed on: 14th May 2024

It's easy to use.

It's easy to use. Cs treat queries in a quick timely manner. No hassles at all. Perfect. Problems are sorted immediately and your kept up to date requarly. Reviewed on: 14th May 2024

Ease of use is paramount.

Ease of use is paramount. PayPal set up the payment and make sure no payments are missed. There’s no further thought after deciding to spread the payments in 3 and that’s key to its success Reviewed on: 14th May 2024

easiest split payments program out there!

Very easy to use program with an instant response. With the backup of Paypal, easily acceptable everywhere. Reviewed on: 14th May 2024

I always use PayPal for my payments if there is an o...

I always use PayPal for my payments if there is an option to Reviewed on: 14th May 2024

Excellent service and products all round!

I’ve been using PayPal since 2009 and on countless occasions PayPal has allowed me the confidence and security to make transactions that a normal bank would not offer. From PayPal credit, to Pay in three, to the security of paying a business and the ease of paying friends and family. PayPal is a low cost high security solution and I’m extremely grateful for both the ease of use and the excellent customer support as and when required. Top marks! Reviewed on: 14th May 2024

Simple, easy and effective.

Simple, easy and effective. Always reminded of next payments Reviewed on: 14th May 2024

PayPal is great when in need

PayPal is great when times are tough to get you out of sticky situations, also it's a safe way of making payments too. That fact that you have a 4 month interest free is great, would be even better though if they did a 12 month interest free. Reviewed on: 14th May 2024

Pay in 3 great option.

Pay in 3 is a great option, it gives access to purchase over time where if you have to pay in full you could not afford. Reviewed on: 14th May 2024

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