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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (42735 reviews)

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4.93

Based on 42,735 reviews, last reviewed 4th May 2026

1922100% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Simple way to spread the cost Easy to apply for, and paying in 3 installments spreads the cost. Reviewed on: 4th May 2026

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42735)

all good experiences with pay in 3, never had a prob...

all good experiences with pay in 3, never had a problem, easy to plan finances with this system Reviewed on: 12th May 2024

Helped me out massively when I needed to buy somethi...

Helped me out massively when I needed to buy something I struggled to afford Reviewed on: 12th May 2024

One of the easiest services to use.

One of the easiest services to use. Great way to pay Reviewed on: 12th May 2024

Great way to pay!

Have always had good experiences using PayPal, excellent customer service and always treat customers fairly and reasonably in resolving disputes. Reviewed on: 12th May 2024

Paypal Easy to use, fast, intuitive app, pay in 3

Easy to use, fast, intuitive app, pay in 3 is a great idea to spread high price items. Paying for goods simple. It cannot be beaten try it now! Reviewed on: 12th May 2024

Excellent

I have had a good experience with PayPal Reviewed on: 12th May 2024

Credit limit can be increased more often.

Credit limit can be increased more often. Pay in 3 can be Increased to pay in 6 Reviewed on: 12th May 2024

So easy to use and very helpfully.

So easy to use and very helpfully. Reviewed on: 12th May 2024

5 Stars!

No interest for 3 or 4 months is a good offer Reviewed on: 12th May 2024

Pay in 3 is the easiest way I know to spread payments.

I've used Pay in 3 many times to spread costs. It's easy and convenient to use with automatic payments so there's no chance of forgetting to make future repayments. The ability to get what you need when you need it has got me through several sticky situations. Reviewed on: 12th May 2024

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