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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (47846 reviews)

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4.93

Based on 47,846 reviews, last reviewed 8th May 2026

2406000% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal pay in 3 allows me to budget effectively and... PayPal pay in 3 allows me to budget effectively and afford items that would usually be out of reach as I can spread the cost over 3 payments. Reviewed on: 8th May 2026

Latest lowest rating:

1

I used their services of 3 payment , suddenly I hav... I used their services of 3 payment , suddenly I have problems and I was told to update still struggling change address . And then its definitely wo... Read more Reviewed on: 7th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47846)

Helps manage your big purchases

Never had any issues - payments in instalments helps me manage my finances in an orderly and constructive way month to month. No hidden fees and you are given lots of notice when a payment is due and can check your plans at any time. You can also pay off plans early if you need to. Reviewed on: 25th May 2024

Paying in 3Very helpful to spread the cost

Very helpful to spread the cost of larger payments. Over 3 months Reviewed on: 25th May 2024

Very helpful, make me have more time to pay the ful...

Very helpful, make me have more time to pay the full amount, thanks to PayPal Reviewed on: 25th May 2024

Pay in 3 helping at work.

Paypals pay in 3 is a great tool to spread the larger payments out. I use it for work items and by the time the second payment is ready to be made I have already made my money back. Reviewed on: 25th May 2024

I’ve been using Pay in 3 since it’s inception for sp...

I’ve been using Pay in 3 since it’s inception for spreading out larger payments and it’s been really useful! Reviewed on: 25th May 2024

Convenient, helpful.

Convenient, helpful. You paying for item without interest making it easier yo shop Reviewed on: 25th May 2024

It’s been great!!!

It’s been great. I’ve been able to prepare my costs over a few months, with no extra fees or interest rates. I don’t get chased when a payment hasn’t been made nor do I get charged extra in that case. It’s also available with a large number of retailers and easily accessible. Reviewed on: 25th May 2024

Easy to understand.

Easy to understand. Your payments are shown before you confirm so you can choose whether to continue or not. Remembers are sent when payments are coming up and you can keep track of how many payments are left Reviewed on: 25th May 2024

Pay in Three the best

The Pay in Three service is brilliant, I have been able to spread payment with no fees or worries. The best of the new 'lay-by' schemes out there Reviewed on: 25th May 2024

Fabulous, never had a problem I would highly recommend

Fabulous, never had a problem I would highly recommend Reviewed on: 25th May 2024

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