Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 48,614 reviews, last reviewed 9th May 2026
2477600% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Help to buy things that you can oly dream of. Help to buy things that you can oly dream of. Pay in 3 helps you in many ways. Reviewed on: 9th May 2026
Khan's avatar
Khan

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48614)

It’s so handy to use to buy items that you can’t aff...

5
It’s so handy to use to buy items that you can’t afford at the time but have 3 months to pay Reviewed on: 27th May 2024

Really useful easy way of paying for anything you wa...

5
Really useful easy way of paying for anything you want to spread the cost of Reviewed on: 27th May 2024

A staple of cheeky treats

5
PayPal pay in 3 is a staple for people paid monthly or looking to treat themselves, no exorbitant fees, nothing sketchy just a brilliant service from PayPal, it also helps your credit score! Reviewed on: 27th May 2024

I love PayPal it's a very convenient way of paying f...

5
I love PayPal it's a very convenient way of paying for my shopping. I like the fact that I can spread the payment over a period of time which allows me to budget better Reviewed on: 27th May 2024

Thanks and good experience.

5
Thanks and good experience. All my friends and family any baying by PayPal app. Thanks Reviewed on: 27th May 2024

Useful to have the option to pay in 3

5
Useful to have the option to pay in 3 Reviewed on: 27th May 2024

pay in 3 is very flexible for my payment as it helps...

5
pay in 3 is very flexible for my payment as it helps me to pay it in installments in 3 parts to elevate any high bills. the benefit of doing pay in 3 is that you pay 3 amounts rather than 1 in full go. my experience for doing this is really good and have had no issues with it. there are no drawbacks as long as you are following the rules/ policy of paypal terms and its conditions. then you will be free from any hiccups or problems within it. Reviewed on: 27th May 2024

I enjoy using paypal pay in 3 as it allows me to spl...

5
I enjoy using paypal pay in 3 as it allows me to split up costs and seeing less leave my bank. Only negative I can say is the money being debited a few days later as for klarna usually shows right away however it doesnt fault it for me as pay in 3 is wonderful for me. Reviewed on: 27th May 2024

PayPal service is top quality

5
Amazing service that allows you to buy the things you need (e.g. Furnishing your home and great gifts) while helping budget over time. Reviewed on: 27th May 2024

So far PayPal has been really supportive.

5
So far PayPal has been really supportive. I have never had any issue with them. Reviewed on: 27th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review