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PayPal: Pay in 3 reviews

4.93
Based on 48,593 reviews, last reviewed 9th May 2026
2475600% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy way to spread costs Good way to spread the cost without worry on a larger cost item. Easy to set up. Reviewed on: 9th May 2026
Frances B's avatar
Frances B

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48593)

excellent service

5
I am very happy to find PayPal 3, an excellent service Reviewed on: 27th May 2024

I was using pay in 3 more than 10 times now.

5
I was using pay in 3 more than 10 times now. Helps a lot with budgeting and it's 0%. Take on click therefore perfect for me Reviewed on: 27th May 2024

Pay in 3 gets you out of a tight spot...

5
Pay in 3 gets you out of a tight spot Reviewed on: 27th May 2024

Helpful and understanding and great at times if fina...

5
Helpful and understanding and great at times if financial struggles.. Reviewed on: 27th May 2024

PayPal pay in 3

5
PayPal pay in 3 is perfect for spreading the cost of your essential items as well as gifts for yourself and others without having to pay any extra interest Reviewed on: 27th May 2024

Very convenient and reliable.

5
Very convenient and reliable. I am so excited for the future. Reviewed on: 27th May 2024

Good product and reliable service

5
Good product and reliable service Reviewed on: 27th May 2024

Excellent service all round.

1
Excellent service all round. Pay in 3 is so easy to use and manageable. Reviewed on: 27th May 2024

It would be 5 stars if not authorisation process tak...

4
It would be 5 stars if not authorisation process taking long. At the moment we are waiting over 20 minutes. Not really understanding why. Reviewed on: 27th May 2024

PayPal have always been extremely helpful and resolv...

5
PayPal have always been extremely helpful and resolved any issues I’ve had quickly Reviewed on: 27th May 2024

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