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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49071 reviews)

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4.93

Based on 49,071 reviews, last reviewed 10th May 2026

2520100% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Never disappointed me and super useful I’ve used PayPal for a long time now and I can always rely on them whenever I’ve had issues there customer service was quick to act and always sorted ... Read more Reviewed on: 10th May 2026

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49071)

It helps so much to have PayPal.

It helps so much to have PayPal. I love the delayed payments. I can't imagine not using them. Reviewed on: 28th May 2024

Brilliant service, very handy to use pay in 3 when y...

Brilliant service, very handy to use pay in 3 when you don’t want a lump sum coming out straight away Reviewed on: 28th May 2024

Always there to help, very easy and safe to use.

Always there to help, very easy and safe to use. Reviewed on: 28th May 2024

Love pay in 3

Love pay in 3, often use it for low to mid cost purchases. Like the fact I can pay it off quicker if I choose too. It's interest free too so no added costs for my items. Reviewed on: 28th May 2024

PayPal is an amazing platform

PayPal is an amazing platform that provides quick and easy payments using pay in 3 which allows you to spread the costs. I have used multiple times to help with spreading costs for larger items and will continue to use! Reviewed on: 28th May 2024

First-time-buyer's secret weapon

I love Paypal's pay in 3 option - it has helped me managed my finances more effectively and enabled me to get cracking with projects and plans of all kinds in my first home, by being able to make the payments more manageable. Reviewed on: 28th May 2024

Affordability

Using pay in 3 helps me a lot as I am on a tight budget. Makes it more affordable. Reviewed on: 28th May 2024

I have used PayPal credit for a long time and I will...

I have used PayPal credit for a long time and I will try my best to pay with PayPal for all my online shopping needs. Reviewed on: 28th May 2024

Super easy to use.

Super easy to use. Very helpful for me when times are hard to purchase big stuff Reviewed on: 28th May 2024

It was easy to setup.

It was easy to setup. Gives you peace of mind knowing you still have PayPal protection. Reminders a few days before payment was collected were very useful. I am definitely going to use it again! Thank you Reviewed on: 28th May 2024

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