Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 49,097 reviews, last reviewed 11th May 2026
2522600% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I used a lot of apps but this is by far one of ten b... I used a lot of apps but this is by far one of ten best secure apps to use Reviewed on: 11th May 2026
Aden Hassan's avatar
Aden Hassan

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (49097)

It is really good and help full.

5
It is really good and help full. The system is very easy to use. I recommend it 100%. The system is really safe too. I always use this option because you can make a plan about how you pay your bills and brilliant for help financely. Reviewed on: 28th May 2024

Really easy to use better customer service than klar...

5
Really easy to use better customer service than klarna and a over all better experience Reviewed on: 28th May 2024

I’m use Pay in 3 very often,it is very option w...

5
I’m use Pay in 3 very often,it is very good option when you can afford pay full price with one payment Reviewed on: 28th May 2024

paying interest free in 3 payments is great!

5
Available options for paying interest free in 3 payments is a great way to help spread the cost Reviewed on: 28th May 2024

Easy to use and accepted worldwide

5
Easy to use and accepted worldwide Reviewed on: 28th May 2024

PayPal Rating - Pay in 3

4
Really like PayPal its easy to use although unlike Klarna, when you issue a return, you cannot pause your pay-in-3 installments. Reviewed on: 28th May 2024

PayPal is the best

5
I’ve used PayPal since I was younger, for over 10 years now, and it’s never let me down. Through payments, support, and customer service they’re always the best. I’d always recommend PayPal to family and friends. Reviewed on: 28th May 2024

Great service and helps alot

5
Perfect to help with purchases, and very easy to use.. Reviewed on: 28th May 2024

Eay to break down payments to spread costs

5
Eay to break down payments to spread costs Reviewed on: 28th May 2024

Afford it all with Pay in 3!

5
I love the pay in 3 option, I have used it to spread the cost of items that I really need without busting my monthly budget. It is very helpful especially during the current financial uncertainties, it helps k owing that there is a helping hand to support me when I need it most. Thank you PayPal: Pay in 3! Reviewed on: 28th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3710 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 81 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 103903 reviews
    PayPal
    View all products