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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49811 reviews)

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4.93

Based on 49,811 reviews, last reviewed 12th May 2026

2590300% increase in 5 star reviews

in the past 90 days

5000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

PayPal makes managing my finances easy! I really appreciate the ease with which I can send money to my friends when paying them back for something. It’s also nice to have the Pay In 3 featur... Read more Reviewed on: 12th May 2026

Latest lowest rating:

1

They block me from this service since I do a return... They block me from this service since I do a return ever since they got me collecting points an paying in full but it doesn’t matter as I can pay for ... Read more Reviewed on: 12th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49811)

Excellent service

Makes paying for items easy and affordable. Added security of disputes Reviewed on: 28th May 2024

Issues resolved quickly, Easy to send and recieve pa...

Issues resolved quickly, Easy to send and recieve payments Reviewed on: 28th May 2024

Credit score improvement

I’m knew to this and it’s helped my credit score, it makes making a larger purchase more accessible Reviewed on: 28th May 2024

Hapoy confident payer

Paypal gives peace of mind and if not available then wont buy online ,also pay in 3 gives me a chance to budget fir things i need ,paypal always give notice when payment due , Reviewed on: 28th May 2024

Pay in 3 is easy to use and saves the hassle of ente...

Pay in 3 is easy to use and saves the hassle of entering credit agreements either direct with a company or having them passed onto a external party. I feel much more comfortable comfortable with PayPal handling the credit agreement Reviewed on: 28th May 2024

PayPal Pay in 3 is super easy to use!

PayPal Pay in 3 is super easy to use and set up. Easy to manage and pay off early as well! Reviewed on: 28th May 2024

Thank you paypal

Often use PayPal for online shopping as I feel it more secure payment method, also option to pay in instalments without interest is great Reviewed on: 28th May 2024

Pay in three is really helpful especially before payday

Pay in three is really helpful especially when trying to sort purchases at the end of the month when waiting for payday. It's easy to pay off early or on the scheduled times if better for you. Reviewed on: 28th May 2024

Bathroom renovation

I was able to buy materials to renovate my bathroom without any hassle or worry due to the split payment plan. Having the interest free option is even better as I didn’t have to pay anything extra. I was so grateful because I was able to do the renovations without any additional debts. Reviewed on: 28th May 2024

Great experience with PayPal

I’ve always had a great experience using PayPal and felt my details were secure. PayPal makes payments very easy and even better when I can spread the cost over 3 months. Reviewed on: 28th May 2024

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