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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49164 reviews)

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4.93

Based on 49,164 reviews, last reviewed 11th May 2026

2529000% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Paypal the only way the smart way I love paypal it's quick and easy payments very convenient so easy to do online wouldn't use anyone else helps me to get through life everyday if it's... Read more Reviewed on: 11th May 2026

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49164)

I have always received outstanding service from PayP...

I have always received outstanding service from PayPal whenever I've had a problem with a seller or experienced difficulty with transactions. The Pay in Three facility is very useful when I'm short of funds and need something immediately. I really couldn't have managed without this over the last 18 months. Reviewed on: 25th May 2024

Extremely useful and helpful.

Extremely useful and helpful. Never had a problem using this service. Reviewed on: 25th May 2024

Hard to reach customer service

It would be better to have easier access to customer service. Reviewed on: 25th May 2024

Reliable and trustworthy way to spread a large costi...

Reliable and trustworthy way to spread a large costing purchase. Reviewed on: 25th May 2024

Very useful feature

I find pay in three very helpful for spreading about payments when I don’t have the full money immediately to hand or it would make it financially easier on me to spread out the payments . The transaction goes through without issue and payments are taken on time by direct. Using this feature responsibly makes it a very useful addition to my budgeting. Reviewed on: 25th May 2024

As easy as 1,2,3!

Incredibly easy and i especially like the reminder feature. Reviewed on: 25th May 2024

Simple and easy

Simple. Easy. Eases the pain of any big purchase. 0% makes it a no brainier. Better the money in my account for a little longer Reviewed on: 25th May 2024

Never had an issue with pay in 3.

Never had an issue with pay in 3. Feel very secure using this method as a way of paying for items. Reviewed on: 25th May 2024

I always use 3 time pay,on this financial tight time...

I always use 3 time pay,on this financial tight time this will really really really help to us Reviewed on: 25th May 2024

PayPal is good for buying stuff online especially wh...

PayPal is good for buying stuff online especially when you don’t have the money straight away Reviewed on: 25th May 2024

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