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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49075 reviews)

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4.93

Based on 49,075 reviews, last reviewed 11th May 2026

2520500% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to navigate and can make payments early too Always very easy to use payments always come out on time, it’s nice to be able to view history or when payments are due out it’s also brilliant that I... Read more Reviewed on: 11th May 2026

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49075)

Is a excellent service this way we don't go over the...

Is a excellent service this way we don't go over the budget Reviewed on: 24th May 2024

No hassle & any issues are sorted out promptly

No hassle & any issues are sorted out promptly Reviewed on: 24th May 2024

Easy to use.

Easy to use. Makes my payments manageable. Reviewed on: 24th May 2024

Satisfied customer

Resolve issues quickly and competitive interest rates Reviewed on: 24th May 2024

I found this process very easy.

I found this process very easy. It is just a matter of few clicks.it is very intuitive and and the same time providing a good level of detail. It is not overwhelming at all. At the same time I have a good visibility of where I am with my payments, how many left and the schedule for those. Honestly I don’t have anything to recommend to do better. Reviewed on: 24th May 2024

Good for basics

only use PayPal for minimal spends as if a problem arises or I want to speak to someone about a transaction it’s its difficult to get through to someone. Reviewed on: 24th May 2024

Pay in 3

I use pay in three all the time. I have had no trouble getting refunds. I also get reminded when payment is being taken. Reviewed on: 24th May 2024

Pay in three is a life saver.

Pay in three has helped me manage my finances and make larger purchases possible. As a single income household pay in three is a life saver. Reviewed on: 24th May 2024

I think it makes it quite sensible from financial ma...

I think it makes it quite sensible from financial management perspective. i bought my phone using pay in 3; it was costly but i was able to manage it easily through 3 installments. Plus best part is no interest. Reviewed on: 24th May 2024

I love using pay in, 3 its great and never have any...

I love using pay in, 3 its great and never have any problems, it gives you the flexibility with your purchases Reviewed on: 24th May 2024

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