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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48327 reviews)

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4.93

Based on 48,327 reviews, last reviewed 9th May 2026

2451000% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal pay in 3 is great and extremely useful So far in using PayPal I have had basically no issues at all with the app, making payments, and keeping my account secure. More specifically, pay in 3... Read more Reviewed on: 9th May 2026

Latest lowest rating:

2

Sometimes hard to get refunded when dodgy sellers ge... Sometimes hard to get refunded when dodgy sellers get throu alot of having to prove this and that to prove eathier item didnt show or damaged security... Read more Reviewed on: 9th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48327)

Easy way to spread the cost of your purchase ith no...

Easy way to spread the cost of your purchase ith no interest Reviewed on: 21st May 2024

Absolutely brilliant.

Absolutely brilliant. Giving everyone the option to spread the cost, a lifeline at Christmas and makes it easier to budget, and be able to afford things normally out of single payment price range. So easy to use and to keep track of. Reviewed on: 21st May 2024

Not had any faults

Not had a bad experience. No Dealings with pay pal x. Reviewed on: 21st May 2024

THEY CAN DO BETTER

They can do better by recognising scammers and not allowing huge payments to just go through. Reviewed on: 21st May 2024

I have used PayPal Pay in 3 a few times, and it has...

I have used PayPal Pay in 3 a few times, and it has been a Godsend. I have been able to afford to buy what I need on a low budget, while not having to worry about breaking the bank. Reviewed on: 21st May 2024

PayPal ate great.

Handy to have, easy to do use and update. Very good app that's good to navigate around. Different payment options are a good thing also. Lots of good financial advice. Could do with updating their automated phone line. Reviewed on: 21st May 2024

Easy to use and makes repayments manageable

Easy to use and makes repayments manageable Reviewed on: 21st May 2024

Excellent quick and efficient service

Excellent quick and efficient service Reviewed on: 21st May 2024

a company refused refund

I’ve had a company take my money and was refused refund for goods I sent back tht they didn’t receive even after proof of rent was provided. I raised a complaint through PayPal where I originally paid and got my money back. Reviewed on: 21st May 2024

Great and easy to use also Quick and secure.

Great and easy to use also Quick and secure. I like that always reminds me when I have an upcoming payment Reviewed on: 21st May 2024

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