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PayPal: Pay in 3 reviews

4.93
Based on 48,324 reviews, last reviewed 9th May 2026
2450700% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First choice for online payments When I buy something online PayPal is always my first choice for payment. The security of knowing your money is safe is very reassuring. Reviewed on: 9th May 2026
Robert M's avatar
Robert M

Latest lowest rating:

2

Sometimes hard to get refunded when dodgy sellers ge... Sometimes hard to get refunded when dodgy sellers get throu alot of having to prove this and that to prove eathier item didnt show or damaged security... Read more Reviewed on: 9th May 2026
Kerry R's avatar
Kerry R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48324)

It's great, very easy to use and hassle free.

5
It's great, very easy to use and hassle free. Highly recommended for anyone. Reviewed on: 21st May 2024

Easy to use and very convenient, enables good financ...

5
Easy to use and very convenient, enables good financial planning and makes spending more affordable. The timely reminders ensures that you don’t forget an upcoming payment. Reviewed on: 21st May 2024

Ideal payment system for all kinds of people

5
Ideal payment system for all kinds of people, easy to set up and payments are automatic, so you can forget about it and put your focus elsewhere. Reviewed on: 21st May 2024

Have used Pay in 3 multiple times.

5
Have used Pay in 3 multiple times. It has always been simple and quick to use. Reviewed on: 21st May 2024

Always use PayPal, adds extra security.

5
Always use PayPal, adds extra security. If I’ve ever had an issue PayPal have sorted it. Reviewed on: 21st May 2024

Spreading their bill freely

5
It’s an excellent service that allows you to spread your payments over 3months. It’s a free service without interest being added. It takes the sting out of bigger payments. I love the service and now use it all the time. Reviewed on: 21st May 2024

Excellent service

5
I use pay in 3 regular and think it is brilliant, it allows me to purchase what I need when I need it, can’t fault it Reviewed on: 21st May 2024

Budgeting your money in 3 easy payments

5
Helps me to budget my money when making a purchase without having to pay the full amount and is interest free, I can control my spending better. Reviewed on: 21st May 2024

Improvement.

5
The pay in 3 coverage should be extended, and it should also be a digital credit card that can be used on any other Internet purchase to provide the same benefit as if using the payment via PayPal. Reviewed on: 21st May 2024

Easy payment affordable Trust opportunity

5
Easy payment affordable Trust opportunity Reviewed on: 21st May 2024

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