Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 48,233 reviews, last reviewed 8th May 2026
2442300% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Put pressure away! By paying in 3 , it has put pressure away on my financial and easy to pay in installments . Reviewed on: 8th May 2026
Ummu syeda's avatar
Ummu syeda

Latest lowest rating:

1

dispute against me not sure weather AI judged my claim or a mooron Reviewed on: 8th May 2026
roy f's avatar
roy f

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48233)

Pay in 3

5
Paying in 3 takes the stress of paying full amount out at time of purchase. Reviewed on: 20th May 2024

Good service

5
Good service , good app , very good customer service Reviewed on: 20th May 2024

Thank you PayPal & Pay in 3!

5
I've been using PayPal for years, the best and easiest app ever. Pay in 3 has also been a game changer for me, thank you PayPal! Reviewed on: 20th May 2024

Helps me to buy stuff anytime even if I do not have...

5
Helps me to buy stuff anytime even if I do not have enought cash Reviewed on: 20th May 2024

JD experience is :

5
Quick easy and excepted most places- others jumping on their bandwagon - easy to edit and manage online and they get funds paid in quick Reviewed on: 20th May 2024

Super convenient!

5
I’ve been using Pay in 3 for years and it’s the most efficient and easy payment plan for me. Reviewed on: 20th May 2024

Great for building up credit rating & getting to enj...

5
Great for building up credit rating & getting to enjoy things sooner for less. Easy to manage. Reviewed on: 20th May 2024

Quick, easy and safe to use.

5
Quick, easy and safe to use. I've been using Paypal pay in 3 many times since Covid and it has really helped me by spreading my costs over 3 months making it easier to manage my cashflow without going into debt. Reviewed on: 20th May 2024

Paypal Pay in 3 has given us options

5
If paypal hadn't and didn't allow us the pay in 3 option, we would be stuck, it allows us a freedom to be able to manage more and not miss out! Reviewed on: 20th May 2024

PayPal offers a seamless and secure online payments

5
PayPal offers a seamless and secure online payment experience. Its user-friendly interface makes transactions quick and easy, while robust security measures protect your financial information. With widespread acceptance and features like buyer protection and easy money transfers, PayPal ensures convenience and peace of mind for users globally. Reviewed on: 20th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 102200 reviews
    PayPal
    View all products