Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 47,233 reviews, last reviewed 7th May 2026
2349000% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use pay pal all the time, I trust them and service... I use pay pal all the time, I trust them and service is great Reviewed on: 7th May 2026
Joanne M's avatar
Joanne M

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (47233)

Stress free affordable payment plan

5
I am on low income benefit at the moment and PayPal provides me pay in 3 so I can afford dome luxury. Pay in 3 gives me mental peace and help me to reduce my financial worries. Reviewed on: 15th May 2024

Very fast service good communication

5
Very fast service good communication Reviewed on: 15th May 2024

Couldn’t be more happier

5
Personally I love the option of paypals pay in 3 I use it all the time to help me pay for things better it’s much easier than paying it all at once. Really simple and easy to use. Reviewed on: 15th May 2024

Easy transactions and timely reminders of due dates

5
Easy transactions and timely reminders of due dates Reviewed on: 15th May 2024

Best interest free, cost split provider!

5
Have never been disappointed with Paypal Pay in 3, always have a great experience, getting exactly what I need from it and more! Reviewed on: 15th May 2024

I use PayPal a lot due to ease, financial benefits &...

5
I use PayPal a lot due to ease, financial benefits & security Reviewed on: 15th May 2024

Great service easy to use excellent choice

5
Great service easy to use excellent choice Reviewed on: 15th May 2024

Pay in 3 PayPal has help me a lot, especially at Chr...

5
Pay in 3 PayPal has help me a lot, especially at Christmas, with having children. Reviewed on: 15th May 2024

Big fan.

5
Big fan. Used lots. Helps spread cost and PayPal has always been reliable. This is a great added benefit. Reviewed on: 15th May 2024

PayPal Pay in 3 is a payment option that allows user...

5
PayPal Pay in 3 is a payment option that allows users to split their purchases into three equal payments, which are made every two weeks. It provides a convenient and flexible way to manage expenses, especially for larger purchases. With PayPal Pay in 3, you can buy what you need now and spread the cost over time. One of the key benefits of PayPal Pay in 3 is its simplicity. It's easy to use and doesn't require any additional applications or sign-ups. As long as you have a PayPal account, you can select the Pay in 3 option at checkout and complete your purchase in just a few clicks. Another advantage of PayPal Pay in 3 is the interest-free nature of the installment plan. Unlike traditional credit options, you won't be charged any interest or fees as long as you make your payments on time. This can be a great way to budget your expenses and avoid accumulating additional debt. PayPal Pay in 3 also offers transparency and control over your payments. You'll know exactly how much you need to pay and when each payment is due. This can help you plan your finances effectively and stay on top of your budget. It's important to note that PayPal Pay in 3 is subject to eligibility and approval. Not all merchants may offer this payment option, so it's always a good idea to check if it's available before making a purchase. In conclusion, PayPal Pay in 3 is a convenient, interest-free payment option that allows you to split your purchases into three manageable installments. It offers simplicity, transparency, and control over your payments, making it a popular choice for many users. Give it a try and see if it works for you! Reviewed on: 15th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Credit card

    from PayPal 4.91 from 79 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3707 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 100417 reviews
    PayPal
    View all products