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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (46924 reviews)

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4.93

Based on 46,924 reviews, last reviewed 6th May 2026

2319100% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent I use Paypal for all my transactions and having the option of pay in 3 is very handy on the bigger purchases. Highly recommended. Reviewed on: 6th May 2026

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46924)

Really good service, fast and efficient

Really good service, fast and efficient Reviewed on: 13th May 2024

Paypal’s pay in three is an easy hassle-free way of...

Paypal’s pay in three is an easy hassle-free way of making expensive purchases more affordable. It’s simple to use and any problems are dealt with immediately and effectively. I have used it on at least 3 occasions to buy things I wouldn’t have been able to afford to buy outright. On the first purchase my ordered item was out of stock. My order was cancelled and my payment refunded swiftly do I I was able to make an alternative purchase. The last time I was able to buy a more expensive present for my daughter at Christmas than I would have done if I couldn’t spread the cost. And it’s free! Reviewed on: 13th May 2024

Pay in 3 a new choice of payment with Paypal

I chose Pay in 3, I love that Paypal are adding new features and options for how you can pay. I use Paypal credit anyway but this is good option for a managed short 3 month repayment plan. Paypal automatically takes each payment from your funding source, effectively you get 3 months interest free credit. Reviewed on: 13th May 2024

Helps me get the goodies I want!

Helps me get the goodies I want whilst still managing to balance the other day to day spends. At this point I'm yet to encounter a negative point. I have worked hard to get my credit fixed after a bumpy start. PP credit helpse with this. Reviewed on: 13th May 2024

I like PayPal pay in 3, it’s quick and easy.

I like PayPal pay in 3, it’s quick and easy. Efficient and reminds you when you need to pay. Had no issues with it so far so that’s a bonus. Would like it to offer pay in 3 maybe on lower payments but it’s pretty good as is. Reviewed on: 13th May 2024

Simple, easy due to most retailers accepting paypall

Simple, easy due to most retailers accepting paypall Reviewed on: 13th May 2024

It is a great service and very simple and easy to us...

It is a great service and very simple and easy to use through the app,never had any issues with application or and problems with payments or services Reviewed on: 13th May 2024

the system is a bit outdated.

the system is a bit outdated. It could be faster and show everything automatically, cleanly and clearly Reviewed on: 13th May 2024

It’s helpful

Useful for big purchases without having to pay more Reviewed on: 13th May 2024

Used PayPal for years now, receiving payment and mak...

Used PayPal for years now, receiving payment and making payments and also using the pay in 3 feature which I have used a lot, always been a positive experience Reviewed on: 13th May 2024

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