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PayPal: Pay in 3 reviews

4.93
Based on 46,864 reviews, last reviewed 6th May 2026
2313500% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

affordable pay in 3 helps me buy things when money is tight without incurring interest an affordable option Reviewed on: 6th May 2026
Caz Phillips's avatar
Caz Phillips

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026
Shaz Shaz's avatar
Shaz Shaz

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46864)

Hassle free

5
Excellent for buying things when you can not manage paying at once and it’s hassle free Reviewed on: 13th May 2024

Simple easy to use and accessible world wide o can s...

5
Simple easy to use and accessible world wide o can share money and send gifts to my relatives in Germany in seconds Reviewed on: 13th May 2024

Always helps to spread the cost

5
Always helps to spread the cost so appreciate when this method is suggested and offered. Easy to use, clear instructions, and reminders. No hidden fees or small print Reviewed on: 13th May 2024

Convenient, simple and reliable.

5
Convenient, simple and reliable. Always rate PayPal’s customer service as well. Reviewed on: 13th May 2024

It’s easy and convenient.

5
It’s easy and convenient. It’s especially useful before payday and at times of birthdays a Christmas when funds are stretched. Reviewed on: 13th May 2024

It's good, clear what needs to be done.

4
It's good, clear what needs to be done. Reviewed on: 13th May 2024

Had no issues using PayPal pay in 3.

5
Had no issues using PayPal pay in 3. Easy to set up and reminders of payments due before taken Reviewed on: 13th May 2024

Super fast and easy way to spread out payments on pu...

5
Super fast and easy way to spread out payments on purchases. Trustworthy and safe. Used it many times. Reviewed on: 13th May 2024

very Helpful

5
It was convenient for me and help me with finances. Reviewed on: 13th May 2024

Totally glad such an option is available.

5
Totally glad such an option is available. Especially a backup when you’re short of cash and can payback without any interest. Also, this mode has been linked with major retailers making it very easy for you to use this option. Reviewed on: 13th May 2024

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