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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (46864 reviews)

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4.93

Based on 46,864 reviews, last reviewed 6th May 2026

2313500% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

affordable pay in 3 helps me buy things when money is tight without incurring interest an affordable option Reviewed on: 6th May 2026

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46864)

Good value

Always good experience with PayPal and I highly recommend it . I like pay in 3 options always Reviewed on: 12th May 2024

The payment spread across purchases at 0% interest a...

The payment spread across purchases at 0% interest and PayPal guarantee is excellent Reviewed on: 12th May 2024

Have used pay in 3 and other credit services from Pa...

Have used pay in 3 and other credit services from PayPal. Each and every time it is easy to use and hassle free. The repayment instructions clear with also statements being provided. I haven’t yet missed any payments as they keep me updated when it’s due and if a direct debit is set. There’s no need for a seperate credit card. Reviewed on: 12th May 2024

Such a secure and user friendly way to pay

Secure and easy to sue service providing peace of mind and easy pay at point of sale Reviewed on: 12th May 2024

Quick, simple, easy. Does what it says on the tin.

Quick, simple, easy to use and easy to set up and to the point. It’s all automatic, does what it says on the tin really without any real participation from you. Buy whatever you want and split the cost over 3 months. I’ve used this a fair few times before and it takes the money out of your selected account automatically. No mess and no fuss, no complaints from me! Reviewed on: 12th May 2024

Excellent free service - pay in three is so easy to...

Excellent free service - pay in three is so easy to use. Reviewed on: 12th May 2024

Good experience

It's very convincing way of making purchases spread over period of 3 months. It would be good if PayPal introduce pay in 6 and pay in 12 as well. It will also be good to issue physical card to use pay in instalments to cover more merchandise. Reviewed on: 12th May 2024

PayPal is a great way of controlling your spending

PayPal is a great way of controlling your spending and the website is easy to use and navigate Reviewed on: 12th May 2024

Great experience so far.

Great experience so far. Would recommend Reviewed on: 12th May 2024

I love the way you can spread payments

I love the way you can spread payments Reviewed on: 12th May 2024

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