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PayPal: Pay in 3 reviews

4.93
Based on 46,864 reviews, last reviewed 6th May 2026
2313500% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

affordable pay in 3 helps me buy things when money is tight without incurring interest an affordable option Reviewed on: 6th May 2026
Caz Phillips's avatar
Caz Phillips

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026
Shaz Shaz's avatar
Shaz Shaz

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46864)

What more could you want!

5
Used it for years. Safe and added protection for my money. Pay in 3 an added bonus as interest free Reviewed on: 12th May 2024

So easy to use and comes in very handy.

5
So easy to use and comes in very handy. Reviewed on: 12th May 2024

Excellent Feature

5
Excellent feature, always helps me to spread the cost of larger payments Reviewed on: 12th May 2024

Absolute winner for me

5
I use pay in 3 all the time, it allows me to Stagger bigger payments and stay within my budgets. Never had any issues, and recommend it to friends/ family regularly. Works really well for me. Always a positive experience. Reviewed on: 12th May 2024

Keep doing what are you doing.

5
Keep doing what are you doing. Highly recomended Reviewed on: 12th May 2024

Faultless experience, use it for all sorts of things...

5
Faultless experience, use it for all sorts of things from clothes to holidays. Would recommend to anyone and definitely better and more reliable than competing alternatives. Reviewed on: 12th May 2024

Pay in 3 options has disappeared for me.

5
Pay in 3 options has disappeared for me. Was good when it was present, not sure what happened to it Reviewed on: 12th May 2024

It’s a great tool for spreading payments, helps me b...

5
It’s a great tool for spreading payments, helps me budget, nice clear instructions, helps me make purchase I otherwise might struggle to buy in 1 payment. Allows me to to keep a bigger budget for the rest of the month. Allows you to pay it early if you have more left that you might or realized! Reviewed on: 12th May 2024

Great from start to finish

5
Great from start to finish . Everything so easy and staight forward Reviewed on: 12th May 2024

Wonderful

5
I really like PayPal it’s so easy to use and the app is not confusing and I would recommend it to my friends and family Reviewed on: 12th May 2024

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