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PayPal: Pay in 3 reviews

4.93
Based on 46,864 reviews, last reviewed 6th May 2026
2313500% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

affordable pay in 3 helps me buy things when money is tight without incurring interest an affordable option Reviewed on: 6th May 2026
Caz Phillips's avatar
Caz Phillips

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026
Shaz Shaz's avatar
Shaz Shaz

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (46864)

Sa safe way to buy on the net.

5
Sa safe way to buy on the net. Pay in 3 instalments is a great idea Reviewed on: 12th May 2024

PayPal Pay in 3 is the most convenient and reliable...

5
PayPal Pay in 3 is the most convenient and reliable service I've ever come across,having your installments paid safely every time Reviewed on: 12th May 2024

Absolutely great way of spreading your payments at n...

5
Absolutely great way of spreading your payments at no extra cost. Reviewed on: 12th May 2024

Great experience, I manage to pay all my bill with p...

5
Great experience, I manage to pay all my bill with pay in 3 option ,not stressed at all. Reviewed on: 12th May 2024

Flexible payment, security & 0% interest

5
Pay in 3 is great because it makes a lot of purchases very accessible whilst providing financial security. Reviewed on: 12th May 2024

Great service

5
I’ve used pay in 3 to spread the gist of purchases to make buying more affordable. It’s easy to apply and quick to check out. Reviewed on: 12th May 2024

It really helps

5
It really helps when you don’t have much money in the bank and need to buy food. I have used it a few times for this especially at the end of the month, would definitely recommend it to anyone Reviewed on: 12th May 2024

Use every month, good for spreading the cost, remind...

5
Use every month, good for spreading the cost, reminders are helpful too Reviewed on: 12th May 2024

So easy to use and the app is easy to view and under...

5
So easy to use and the app is easy to view and understand my data. Reviewed on: 12th May 2024

I use Pay in Three ever few months for small, luxury...

5
I use Pay in Three ever few months for small, luxury, 'treat yourself' items to make the cost seem less prohibitive and more manageable without the risks associates with regular credit options Reviewed on: 12th May 2024

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