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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (46924 reviews)

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4.93

Based on 46,924 reviews, last reviewed 6th May 2026

2319100% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent I use Paypal for all my transactions and having the option of pay in 3 is very handy on the bigger purchases. Highly recommended. Reviewed on: 6th May 2026

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46924)

Spreading the cost of your Splurge

Pay in 3 allows me to spread the cost of purchases at 0% interest. It helps me to manage my money and know exactly how much I have committed to for the short term so I can still splurge every now and again without feeling it in one hit. Reviewed on: 12th May 2024

Easy to use financial plan and good customer care.

Easy to use financial plan and good customer care. Really helps to pay for bigger purchases over time without interest. Reviewed on: 12th May 2024

Option is readily available and works well with budg...

Option is readily available and works well with budgeting Reviewed on: 12th May 2024

Grate experience

For .me they ate the best Great experiences Reviewed on: 12th May 2024

Fantastic interest free payment option

It’s very liberating to be able to pay in 3, means I can buy things I otherwise would not be able to afford and pay it off in a timely manageable way. It is a fantastic service , no interest repayments, and available instantly. There is nothing not to like, and I would highly recommend for those bigger purchases. Reviewed on: 12th May 2024

Pay in 3 makes it a lot easier to purchase items you...

Pay in 3 makes it a lot easier to purchase items you need and not pay the full amount straight away Reviewed on: 12th May 2024

Not really happy with charges or costs.

Not really happy with charges or costs. Reviewed on: 12th May 2024

Good experience throughout Call for some clarification

Good experience throughout Call for some clarification Reviewed on: 12th May 2024

Very easy to be approved and makes larger purchases...

Very easy to be approved and makes larger purchases easier. Reviewed on: 12th May 2024

Simple & Easy to use

I have found PayPal easy to use for making payments and sending money to friends. I can easily track previous payments. I also like the option to pay for something over 3 payments to break up larger cost items. Reviewed on: 12th May 2024

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